What Makes Your Folsom, CA Home Insurance Cheap or Expensive

Folsom, CA homeowners insurance rate is about $1229 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Folsom, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Leafwood Way, Alabaster Point Way, Alpine Falls Dr, Hawk Point Ct, Lark Ln, Bluebird Ln, Lakeside Way, Ash Creek Ct, Big Springs Dr, Deerwood Way $1,106
Lions Way, Riggins Ct, Loughridge Way, Willow Creek Dr, Whelan Ct, Brum Ct, Strouse Ct, Cobb Ct, Gable St, Bankfoot Ct $866
Penrod Ct, Seabough Ct, Mallard Cir, Barnhill Dr, Stewart St, Densmore Way, Sterling Cir, Mannock Ct, Fratis St, Fisher Cir $1,629
Boxford Sq, Westchester Ct, Gonce Way, Cupar Ct, Errol Ct, Cannington Ln, Wilmington Ct, Heritage Pl, Caislean Ct, Leicester Way $1,566
Riley St, Buchanan Way, Coloma St, Gilded Rock Cir, Whiting Way, Austin Dr, Marquise Pl, Martin Ct, Hays Way, Precious Ln $986

Cost of Folsom, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Fair Oaks, CA $417500 50 year old $1,126
Parkway, CA $186100 30 year old $598
Rio Oso, CA $361100 New Home $765
Collierville, CA $362900 30 year old $975
Lake Wildwood, CA $346200 30 year old $778
San Andreas, CA $268300 50 year old $721
Yuba County, CA $207100 New Home $512
Calaveras County, CA $273400 40 year old $752
Allendale, CA $600300 Above 50 year old $1,825

Folsom, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $2,011 $2,132
$300,000 to $399,999 $1,111 $1,177
$200,000 to $249,999 $551 $584
$400,000 to $499,999 $1,359 $1,440
$150,000 to $174,999 $425 $451

Cost of Home insurance with Deductible Scenarios in Folsom, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Fair Oaks, CA $1,071 $779
Parkway, CA $582 $423
Rio Oso, CA $945 $686
Collierville, CA $949 $690
Lake Wildwood, CA $758 $551
San Andreas, CA $686 $499
Yuba County, CA $633 $460
Calaveras County, CA $725 $527
Allendale, CA $1,720 $1,250

Folsom, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Folsom, CA Homeowners Insurance ($)
$175,000 to $199,999 $452
$1500,000 to $2000,000 $2,378
$150,000 to $174,999 $425
$1000,000 to $1499,999 $2,215
$300,000 to $399,999 $1,111

How can I Make My Folsom, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Folsom, CA