Franklin County, KY homeowners insurance rate is about $889 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Paddock Ct, Ryswick Ln, Breckinridge Ave, Farmbrook Cir, Fairway Dr, Polo Ln, Sampson Dr, Danada St, Forest Hill Dr, Winners Cir | $1,139 |
| State Hwy 1005, Franklin County Line Rd, Lebanon Ridge Rd, Willowcrest Dr, Onan Bnd, Dabney St, Highview Cir, J W Roberts Rd, Cedar Dr, N Danbrook Way | $844 |
| Coldstream Dr, Woodridge Dr, Dakota Rd, Westwood Dr, Glen View Dr, Cliffside Dr, Louisville Rd, Tanglewood Dr, Lafayette Dr, Hawthorne Dr | $796 |
| US Hwy 127 S, Keaton Ln, Quail Run Ct, Lawrence St, Deerland Dr, Stable Ln, Devane Ln, Mills Ln, Hahn Dr, Peachtree Ln | $825 |
| Pinewood Ave, Montclair Rd, Menominee Trl, Lindenwood Dr, Ridgeview Dr, Miami Trl, Kickapoo Trl, Frances Dr, Algonquin Trl, Cherokee Trl | $1,045 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Georgetown, KY | $167800 | Above 50 year old | $1,014 |
| Jessamine County, KY | $164300 | 30 year old | $973 |
| Dry Ridge, KY | $122400 | New Home | $635 |
| Worthington Hills, KY | $138800 | New Home | $712 |
| Forest Hills, KY | $183800 | New Home | $786 |
| Switzerland County, IN | $114300 | 50 year old | $696 |
| Nelson County, KY | $144800 | Above 50 year old | $949 |
| Robertson County, KY | $94500 | Above 50 year old | $672 |
| Clark County, IN | $131500 | 40 year old | $847 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $3,119 | $3,306 |
| $200,000 to $249,999 | $1,301 | $1,379 |
| $750,000 to $999,999 | $4,616 | $4,892 |
| $175,000 to $199,999 | $1,080 | $1,145 |
| $150,000 to $174,999 | $892 | $946 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Georgetown, KY | $956 | $695 |
| Jessamine County, KY | $948 | $689 |
| Dry Ridge, KY | $860 | $625 |
| Worthington Hills, KY | $914 | $664 |
| Forest Hills, KY | $1,035 | $752 |
| Switzerland County, IN | $662 | $481 |
| Nelson County, KY | $894 | $650 |
| Robertson County, KY | $633 | $460 |
| Clark County, IN | $816 | $593 |
| Coverage Value | Average Franklin County, KY Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $3,992 |
| $750,000 to $999,999 | $4,616 |
| $250,000 to $299,999 | $1,816 |
| $100,000 to $124,999 | $619 |
| $175,000 to $199,999 | $1,080 |