What Makes Your Franklin County, NY Home Insurance Cheap or Expensive

Franklin County, NY homeowners insurance rate is about $1215 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Franklin County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Gale Rd, Dyke Rd, Slater Rd, Silvermoon Ln, Spring Rd, Bacon Dr, Bombay Rd, Eddy Rd, Delancy Ave, Co Hwy 16 $650
Healy Rd, McGraw Rd, Pannuzio Rd, Graham Rd, Gravel Pit Rd, E Main St, Co Hwy 33, Burke Center Rd, Jericho Rd, Chasm Rd $596
Durant Rd, Blair Rd, Regan Flats Rd, Bird Rd, Townsend Rd, Co Rd 21, Co Rd 32, Woolen Mill Rd, Barlow Rd, Firemans Memorial Dr $611
Ct Rt 25, Hemlock Dr, Sugar Bush Rd, Lake Rd 2, Stevens St, Homestead Park, Sprague St, Elm St Rd, S Pearl St, Clay St $619
Dorsey Ter, Hayes Ln, Park Ln, Beechwood Dr, Fay Brook Ln, Juniper Cir, Old Rte 3, Petrova Ave, Stony Creek Rd, Keene St $945

Cost of Franklin County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
St. Regis Falls, NY $47900 30 year old $632
Bellmont, NY $91100 30 year old $599
Moira, NY $90400 New Home $448
Parishville, NY $89700 30 year old $599
Tupper Lake, NY $119300 Above 50 year old $1,006
Constable, NY $91300 Above 50 year old $618
Bombay, NY $74400 New Home $458
Harrietstown, NY $171900 New Home $481
Hannawa Falls, NY $145800 50 year old $660
Russell, NY $83100 40 year old $606

Franklin County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $4,837 $5,127
$400,000 to $499,999 $5,843 $6,194
$250,000 to $299,999 $3,465 $3,673
$750,000 to $999,999 $8,648 $9,167
$1500,000 to $2000,000 $10,226 $10,839

Cost of Home insurance with Deductible Scenarios in Franklin County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
St. Regis Falls, NY $616 $447
Bellmont, NY $583 $424
Moira, NY $583 $424
Parishville, NY $583 $424
Tupper Lake, NY $948 $689
Constable, NY $583 $424
Bombay, NY $588 $427
Harrietstown, NY $634 $461
Hannawa Falls, NY $628 $457
Russell, NY $584 $424

Franklin County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Franklin County, NY Homeowners Insurance ($)
$150,000 to $174,999 $1,571
$1000,000 to $1499,999 $9,524
$500,000 to $749,999 $7,479
$200,000 to $249,999 $2,487
$750,000 to $999,999 $8,648

How can I Make My Franklin County, NY Home Insurance Cheaper

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