What Makes Your Frederick County, MD Home Insurance Cheap or Expensive

Frederick County, MD homeowners insurance rate is about $982 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Frederick County, MD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Wedge Ct, Lee Hill Cir, Samhill Dr, Ridge Ln, Robmar Dr, Ridgeway Dr, Turf Ct S, Westwind Dr N, Cowmans Ct S, Bunker Ct $1,345
Moran Dr, Sheets Pl, Fraim St, Ashford Ln, Schreider St, Greenvale Dr, Fox Meade Ct, Ditto Ave, Claiborne Dr, Clearfield Rd $1,160
Tuscarora Rd, Georgia Pacific Blvd, Nottingham Pl, Young Family Trl W, Paprika Ct, Tudor Dr, Longfield Pl, Decatur Dr, Lawrence Ct, Michaels Mill Rd $1,068
Londonderry Dr, Manheim Ct, Westport Dr, Amesbury Way, Meadow Dr, Quebec School Rd, Rosehill Dr, Richard Remsburg Rd, Teen Barnes Rd, Newington Rd $1,019
Celtic Way, Tottenham Cir, Glasgow Way, Hendry Ter, Belvedere Dr, Sprigg St, Seward Ln, Doctor Perry Rd, Broadstone St, Royal Crest Cir $853

Cost of Frederick County, MD Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Harpers Ferry, WV $192900 Above 50 year old $817
Round Hill, VA $386400 New Home $890
Buckmarsh, VA $268200 50 year old $1,003
Middleburg, VA $445900 40 year old $1,403
Maryland City, MD $299500 Above 50 year old $894
Arbutus, MD $229000 40 year old $745
Boyce, VA $301200 30 year old $1,020
Annandale, VA $462800 30 year old $1,325

Frederick County, MD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $2,448 $2,594
$750,000 to $999,999 $2,222 $2,356
$150,000 to $174,999 $437 $463
$175,000 to $199,999 $539 $571
$1500,000 to $2000,000 $2,628 $2,785

Cost of Home insurance with Deductible Scenarios in Frederick County, MD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Harpers Ferry, WV $770 $560
Round Hill, VA $1,142 $830
Buckmarsh, VA $954 $694
Middleburg, VA $1,351 $982
Maryland City, MD $843 $613
Arbutus, MD $717 $521
Boyce, VA $993 $722
Annandale, VA $1,290 $938

Frederick County, MD Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Frederick County, MD Homeowners Insurance ($)
$1000,000 to $1499,999 $2,448
$1500,000 to $2000,000 $2,628
$150,000 to $174,999 $437
$250,000 to $299,999 $881
$400,000 to $499,999 $1,502

How can I Make My Frederick County, MD Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Frederick County, MD