Gadsden, AL homeowners insurance rate is about $983 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Craig Cir, Dunn Rd, Prince Cir S, Cedar Ln, Royal Oak St, Harris Dr, Green Valley Rd, Woodland Trl, Parker St, Matt Smith Rd | $1,344 |
| W Covington Ave, Ellis Cir NW, Jennifer Dr, Spence Dr, Randolph St SE, Fairfield St SW, Forman Dr NW, Gaines St SW, Gilliand Ct, Pickens St SE | $791 |
| Lakeside Dr, Cove Creek Rd, St Martin Dr, Steele Station Rd, Waldrop Rd, Grady St, Eddie Cir, Country Church Rd, Gann Rd, Julie St | $1,201 |
| Waddill Dr, Emerson St, Hollywood Rd, Julia Dr, Stan Wynter St, Brown Ave, Fairoaks Cir, Iris Rd, Merit Springs Rd, E Grand Ave | $1,580 |
| Ray Ave, Gould St, Arthur Ln, Virgin St, McCauley Ave, Alpine Dr, Owens Dr, Tuckahoe Cir, Lookout Cir, Eble St | $1,305 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Etowah County, AL | $105100 | 30 year old | $993 |
| Altoona, AL | $70700 | 50 year old | $822 |
| Leesburg, AL | $144900 | 50 year old | $1,277 |
| Geraldine, AL | $92500 | 40 year old | $811 |
| Guntersville, AL | $142000 | 30 year old | $878 |
| DeKalb County, AL | $102900 | 30 year old | $980 |
| Union Grove, AL | $125300 | 40 year old | $826 |
| Powell, AL | $82900 | 50 year old | $911 |
| Colony, AL | $88500 | New Home | $695 |
| Westover, AL | $180100 | Above 50 year old | $1,443 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $3,681 | $3,901 |
| $1500,000 to $2000,000 | $8,067 | $8,551 |
| $500,000 to $749,999 | $5,900 | $6,254 |
| $750,000 to $999,999 | $6,822 | $7,232 |
| $200,000 to $249,999 | $1,980 | $2,099 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Etowah County, AL | $967 | $702 |
| Altoona, AL | $782 | $569 |
| Leesburg, AL | $1,215 | $883 |
| Geraldine, AL | $781 | $568 |
| Guntersville, AL | $854 | $621 |
| DeKalb County, AL | $954 | $693 |
| Union Grove, AL | $796 | $578 |
| Powell, AL | $867 | $630 |
| Colony, AL | $904 | $657 |
| Westover, AL | $1,360 | $989 |
| Coverage Value | Average Gadsden, AL Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $7,514 |
| $750,000 to $999,999 | $6,822 |
| $1500,000 to $2000,000 | $8,067 |
| $500,000 to $749,999 | $5,900 |
| $175,000 to $199,999 | $1,548 |