What Makes Your Gainesville, FL Home Insurance Cheap or Expensive

Gainesville, FL homeowners insurance rate is about $1356 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Gainesville, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
SW 28th Ln, SW 26th Ave, SW 27th Rd, SW 62nd Ln, SW 78th Dr, SW 51st Rd, SW 75th Dr, S W 48th Pl, SW 87th Dr, SW 101st Ter $1,872
NW 10 Ln, NW 133rd St, NW 11 Pl, NW 112th Ter, NW 91st Dr, NW 76th Blvd, NW 115th St, NW 24 Dr, NW 2 Ln, NW 120th Ter $2,102
SE 179 Pl, SE 240th Ter, SE 41 Ln, 71st Ave, 213th Dr, NE 211 Dr, NW 1st Court St, NE 35th Ave, SE 177th St, SE 213 Dr $1,443
SE 7 Ave, SE 23rd Pl, SE 23rd Ln, SE 14th St, SE 28 Ter, SE 20 Pl, SE 32nd Ter, SE 41 Ave, SE 36th Ln, SE 25th Ave $1,295
NE 221 St, NE 137 Pl, NE 147 Ave, NE 222 St, NE 137th Pl, NE 115th Ave, NE 70th Ave, NE 69 Way, Park St, NE 78th Pl $1,407

Cost of Gainesville, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Alachua County, FL $167000 40 year old $1,411
Bronson, FL $88400 30 year old $1,012
Trenton, FL $104900 50 year old $819
Fort White, FL $94600 30 year old $887
Florahome, FL $77000 Above 50 year old $810
Keystone Heights, FL $117800 40 year old $873
Lawtey, FL $101500 50 year old $948
Ocala, FL $107400 30 year old $1,064
Welaka, FL $89600 Above 50 year old $1,054

Gainesville, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $1,083 $1,148
$250,000 to $299,999 $2,424 $2,570
$500,000 to $749,999 $5,208 $5,520
$300,000 to $399,999 $3,411 $3,616
$400,000 to $499,999 $4,068 $4,312

Cost of Home insurance with Deductible Scenarios in Gainesville, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Alachua County, FL $1,359 $987
Bronson, FL $985 $716
Trenton, FL $780 $567
Fort White, FL $863 $627
Florahome, FL $764 $555
Keystone Heights, FL $841 $611
Lawtey, FL $902 $656
Ocala, FL $1,036 $753
Welaka, FL $994 $722

Gainesville, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Gainesville, FL Homeowners Insurance ($)
$1000,000 to $1499,999 $6,631
$300,000 to $399,999 $3,411
$175,000 to $199,999 $1,421
$150,000 to $174,999 $1,083
$250,000 to $299,999 $2,424

How can I Make My Gainesville, FL Home Insurance Cheaper

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