What Makes Your Germantown, MD Home Insurance Cheap or Expensive

Germantown, MD homeowners insurance rate is about $1010 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Germantown, MD
2Effect of Value and Age on Homeowners Insurance Rates in Germantown, MD
3Homes with Swimming Pools have Higher Homeowners Insurance in Germantown, MD
4How Deductibles Affect Home Insurance Rates in Germantown, MD
5Effect of Home Coverage on Homeowners Insurance in Germantown, MD

Cost of Germantown, MD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Watkins Rd, New Cut Rd, Wacomor Dr, Arora Hills, Budsman Ter, Greenridge Dr, Mallet Hill Ct, Desert Wine Ct, Wilderness Walk Ct, Log House Rd $1,795
Watercress Cir, Stage Coach Dr, Amber Ridge Dr, Tiger Lily Ct, Seneca Ayr Dr, Fox Field Cir, Appenine Ct, Bright Spring Way, Dorsey Spring Pl, Fernberry Ln $939
Bronco Dr, Marksburg Ct, McFarlin Ct, Steeple Rd, Moonwalk Ct, Penrod St, Bonmark Ct, Accent Way, Amarillo Dr, Crosstie Ter $1,174
Broken Oak Rd, Bubbling Spring, Brass Wheel Rd, Autumn Crest Rd, Black Kettle Dr, Bear Creek Dr, Truffle Ln, Crossview Rd, Rimfire Ct, Blue Moon $1,685
Sanderling Ct, Kilmarnock Ter, Cormorant Ln, Crownsgate Cir, Black Rock Rd, Chatterly, Queenstown Ln, Bromfield Rd, Rockingham Rd, Schaeffer Rd $1,407

Cost of Germantown, MD Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Glen Echo, MD $878200 40 year old $2,667
Oakton, VA $604300 50 year old $1,309
Coral Hills, MD $192000 Above 50 year old $702
Shannondale, WV $177400 50 year old $929
Owings Mills, MD $246500 40 year old $894
Haymarket, VA $417300 Above 50 year old $1,311
Neabsco, VA $277700 40 year old $842
Pasadena, MD $300100 40 year old $876
Indian Head, MD $195900 50 year old $834
Rock Hill, VA $359200 50 year old $954

Germantown, MD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100,000 to $124,999 $338 $358
$200,000 to $249,999 $583 $618
$1000,000 to $1499,999 $2,505 $2,655
$1500,000 to $2000,000 $2,689 $2,850
$175,000 to $199,999 $550 $583

Cost of Home insurance with Deductible Scenarios in Germantown, MD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Glen Echo, MD $2,568 $1,866
Oakton, VA $1,246 $905
Coral Hills, MD $661 $481
Shannondale, WV $884 $643
Owings Mills, MD $861 $625
Haymarket, VA $1,236 $898
Neabsco, VA $811 $589
Pasadena, MD $844 $613
Indian Head, MD $793 $577
Rock Hill, VA $908 $660

Germantown, MD Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Germantown, MD Homeowners Insurance ($)
$150,000 to $174,999 $484
$200,000 to $249,999 $583
$100,000 to $124,999 $338
$1500,000 to $2000,000 $2,689
$175,000 to $199,999 $550

How can I Make My Germantown, MD Home Insurance Cheaper

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