Guilderland, NY homeowners insurance rate is about $925 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Philomena Rd, Brown Rd, Oak Tree Ln, Chestnut Dr, Via Ponderosa, Wayto Rd, Dedhem Post Dr, Greenthorne Blvd, Victoria Dr, Evelyn Dr | $1,115 |
| Ridgewood Cir, Valley Ln, N Bridge Dr, Highgate Dr, Ivaloo Ave, Marjorie Dr, Leto Rd, Harmony Hill Rd, Gertrude St, Short St | $1,056 |
| Settles Hill Rd, School Rd, Lenann Dr, Co Rd 253, Bally Bay Ln, Hennessey Rd, Settle Hill Rd, Kelly Cir, Pond Hill Ln, Heather Ln | $1,196 |
| Leesome Ln, Indian Creek Ln, Co Rd 253, Frederick Rd, Agawam Ln, Furbeck Rd, Foster Ln, Bond Rd, Indian Ladder Dr, Franklin Ln | $717 |
| Goffredo Dr, Times Cir, Lee Ave, Williamsburg Dr, Bossi Ln, Pheasant Walk, Bostonian Ave, Colonial Dr, Williamsburg Ct, County Line Rd | $702 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Halfmoon, NY | $246400 | Above 50 year old | $829 |
| Ravena, NY | $162200 | Above 50 year old | $700 |
| Fonda, NY | $78500 | 40 year old | $608 |
| Stockport, NY | $151200 | New Home | $472 |
| Ghent, NY | $220300 | 40 year old | $722 |
| Wilton, NY | $271500 | New Home | $692 |
| Schuylerville, NY | $155400 | New Home | $464 |
| Greenport, NY | $158400 | New Home | $521 |
| Hinsdale, MA | $196900 | New Home | $756 |
| Washington, MA | $270900 | New Home | $802 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $622 | $660 |
| $300,000 to $399,999 | $1,430 | $1,516 |
| $750,000 to $999,999 | $2,728 | $2,891 |
| $1000,000 to $1499,999 | $3,004 | $3,184 |
| $250,000 to $299,999 | $1,031 | $1,093 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Halfmoon, NY | $782 | $568 |
| Ravena, NY | $660 | $480 |
| Fonda, NY | $586 | $426 |
| Stockport, NY | $638 | $464 |
| Ghent, NY | $695 | $505 |
| Wilton, NY | $876 | $637 |
| Schuylerville, NY | $646 | $470 |
| Greenport, NY | $652 | $474 |
| Hinsdale, MA | $934 | $679 |
| Washington, MA | $1,115 | $811 |
| Coverage Value | Average Guilderland, NY Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $484 |
| $1500,000 to $2000,000 | $3,225 |
| $200,000 to $249,999 | $747 |
| $100,000 to $124,999 | $404 |
| $175,000 to $199,999 | $622 |