Habersham County, GA homeowners insurance rate is about $892 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Hershels Way, Miner Pt, New Liberty Rd, Mountain Legend Dr, Cole Creek Ln, Brando Trl, Tanglewood Ct, Moonlit Dr, Clarkesville Heights Dr, Traves Cove | $1,131 |
| Heads Ferry Rd, Village Ave, Wood St NW, Berry Ridge Ct, Pine Forest Cir, Stovall St, Chatham Ct, Light Rd, Casa Rio Dr, Paradise Park Rd | $959 |
| Palmetto Ln, Sarah Cir, Kinney Ln, Red Fox Hollow Dr, Arlington St, Sterling Meadows Ct, Hillandale St, Armour Hill Rd, McAllister Rd, Smiley York Rd | $866 |
| McIntosh Rd, Rockford Creek Rd NE, Gigi Ln, Bay Shadows Ln, Shirley Grove, Cathy Rd, Leaning Chimney Cir, Pine Ridge Rd, John Dodd Rd, Snow Shoe Ln | $1,253 |
| Sassafras Ln, Sellers Dr, Berry St, Railroad Ave, McConnell Pl, Cedar Ln, Hazel Creek Church Rd, Triple K Holw, Hazel Creek Rd, Sunlit Hollow | $822 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Martin, GA | $67000 | 50 year old | $553 |
| Three Sisters Mountain, GA | $181300 | New Home | $721 |
| Maysville, GA | $144800 | 50 year old | $838 |
| Hayesville, NC | $150600 | 40 year old | $876 |
| Seneca, SC | $156300 | New Home | $649 |
| Brasstown, NC | $131600 | 50 year old | $804 |
| Hartwell, GA | $120300 | 40 year old | $735 |
| Valleytown, NC | $105900 | 30 year old | $617 |
| Mountain, NC | $241300 | Above 50 year old | $1,205 |
| Forest Hills, NC | $264600 | 40 year old | $1,248 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $1,015 | $1,076 |
| $500,000 to $749,999 | $4,192 | $4,444 |
| $750,000 to $999,999 | $4,847 | $5,138 |
| $1000,000 to $1499,999 | $5,339 | $5,659 |
| $1500,000 to $2000,000 | $5,732 | $6,075 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Martin, GA | $527 | $383 |
| Three Sisters Mountain, GA | $901 | $655 |
| Maysville, GA | $798 | $580 |
| Hayesville, NC | $844 | $613 |
| Seneca, SC | $855 | $621 |
| Brasstown, NC | $766 | $556 |
| Hartwell, GA | $708 | $514 |
| Valleytown, NC | $601 | $437 |
| Mountain, NC | $1,136 | $826 |
| Forest Hills, NC | $1,201 | $873 |
| Coverage Value | Average Habersham County, GA Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $548 |
| $500,000 to $749,999 | $4,192 |
| $300,000 to $399,999 | $2,550 |
| $750,000 to $999,999 | $4,847 |
| $150,000 to $174,999 | $1,015 |