What Makes Your Hagerstown, MD Home Insurance Cheap or Expensive

Hagerstown, MD homeowners insurance rate is about $698 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Hagerstown, MD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Maple Valley Cr, Jamestown Dr, Cherry Tree Cir, Crayton Blvd, Kialani Dr, Heritage Ln, Perfection Ct, Highlane St, Briarwood Dr, Canterbury Dr $881
Youngstoun Ct, Sasha Blvd, Clear Meadow Ln, Gilbert Hills Dr, Hayfield Ct, Woodbridge Ct, Sani Ln, Dartmouth Rd, Fawnbridge Dr, Farmingdale Ct $818
Lakeside Dr, Insurance Way, Cresspond Rd, Wheatfield Dr, Ayrshire Ct, Bottom Rd, Saint Paul Rd, White Pine Dr, Pontius Ln, Goldizen Ln $981
Matric Ct, Breccia Way, McDade Rd, Blaine Dr, Sunrise Dr, Weaver Ave, Bucky Ave, Seneca Ridge Rd, Horst Ln, Resh Rd $743
Haywood Cir, Fair Meadows Blvd, W Chestnut St, Hebb Rd, Meridian Dr, E Maple St, Pierce Ct, Saddlebrooke Ln, Poffenberger Rd, Homer Dr $856

Cost of Hagerstown, MD Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Fountainhead-Orchard Hills, MD $239800 40 year old $763
Smithsburg, MD $231000 New Home $686
Wayne Heights, PA $187300 30 year old $788
Burkittsville, MD $342300 50 year old $1,175
Shenandoah Retreat, VA $221800 50 year old $941
Red Bud, VA $238600 30 year old $793
Lake Holiday, VA $247500 Above 50 year old $987
Lowes Island, VA $580100 50 year old $1,027

Hagerstown, MD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $3,878 $4,110
$400,000 to $499,999 $2,379 $2,522
$200,000 to $249,999 $978 $1,037
$1500,000 to $2000,000 $4,163 $4,413
$150,000 to $174,999 $731 $775

Cost of Home insurance with Deductible Scenarios in Hagerstown, MD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Fountainhead-Orchard Hills, MD $734 $534
Smithsburg, MD $858 $623
Wayne Heights, PA $767 $557
Burkittsville, MD $1,118 $813
Shenandoah Retreat, VA $896 $651
Red Bud, VA $772 $561
Lake Holiday, VA $931 $676
Lowes Island, VA $977 $710

Hagerstown, MD Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Hagerstown, MD Homeowners Insurance ($)
$750,000 to $999,999 $3,521
$400,000 to $499,999 $2,379
$250,000 to $299,999 $1,478
$300,000 to $399,999 $1,873
$1500,000 to $2000,000 $4,163

How can I Make My Hagerstown, MD Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Hagerstown, MD