What Makes Your Hamburg, NY Home Insurance Cheap or Expensive

Hamburg, NY homeowners insurance rate is about $101-$10,800 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Cost of Hamburg, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Portside Dr, Dover Rd, Evergreen Dr, Amsdell Rd, Schoellkopf Rd, Marina Dr, Pincherry Way, Triangle Rd, East Ln, Hewson Rd 9,840
Rogers Rd, Milford Rd, Saddlebrook Pointe, Hawthorne Ave, Southcrest Ave, Van Peyma St, Walbridge Dr, Clifton Pkwy, Mount Vernon Blvd, Christopher 2,400
White Water Ct, Mistymeadow Ln, Wexford Ln, Briarwood Ct, Blue Water Ct, Chatham Dr, Roundtree Rd, N Roxbury Dr, Dogwood Ln, Rippleway Dr 4,800
Tasseff Ter, Red Oak Ct, Bielman Ct, Richwood Dr, Vail Dr, Shamrock Ct, Rushford Dr, Maplewood Dr, W Crescent Ave, Lewis Dr 1,200
Staffehl Dr, Yale Ave, Bradley Ln, Lenora Dr, Moncton Dr, Engel Dr, Harvard St, Heltz Rd, Rogers Rd, College St 10,800

Cost of Hamburg, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Lancaster, NY 2008 157,600 728
Perrysburg, NY 1999 100,900 849
Grand Island, NY 1996 177,300 876
Strykersville, NY 1984 121,200 882
Leon, NY 2001 87,700 715

Cost of Home insurance with Deductible Scenarios in Hamburg, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
144,600 690 570

Hamburg, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Hamburg, NY Homeowners Insurance ($)
Less than $50,000 842 4.0 101
Less than $200,000 1,420 8.0 779
Less than $300,000 968 5.0 1,142
More than $300,000 796 4.0 1,451
Less than $100,000 180 1.0 214

Hamburg, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150000-$175000 910 955

Hamburg, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
124,000 120,000 659 1,022 -363

How can I Make My Hamburg, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Hamburg, NY