What Makes Your Harford County, MD Home Insurance Cheap or Expensive

Harford County, MD homeowners insurance rate is about $934 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Harford County, MD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hampshire Dr, Meadowside Ct, Turner Rd, Nelson Ln, Lawson Rd, Foxwood Ln, Franklins Chance Dr, Raintree Ct, Trent Rd, Oaklyn Dr $1,205
Carlo Rd, Clydesdale Ct, Smith Ln, Malus Ct, Appaloosa Dr, Woodlyn Dr, Fallsgrove Way, Vouloir Ct, Mill Creek Rd, Hackney Ct $1,280
Otter Point Rd, Reeds Run Rd, Pearson Pl, Saint Sebastian Ct, Tolchester Ct, Collier Ln, Twinleaf Dr, Beckon Dr, Harford Boat Club Rd, Declaration Cir $1,031
Macphail Ct N, Leeland Ct, Whitaker Mill Rd, Litchfield Cir, Dahlia Ct, Foothill Dr, Chatham Rd, Silver Spring Dr, Paige Cir, Lancelot Ln $1,179
Helton Ave, Wagner Rd, Winfield Dr, Kathleen Dr, Junius Ct, Waverly Dr, Falstaff Rd, Highland Ave, Thomas Run Rd, Desoto Pl $860

Cost of Harford County, MD Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Middle River, MD $164300 Above 50 year old $729
North Hopewell, PA $200800 40 year old $822
Felton, PA $156100 Above 50 year old $752
Newark, DE $252400 New Home $528
Lancaster, PA $109700 Above 50 year old $871
Hellam, PA $184800 30 year old $658
Landisville, PA $231400 New Home $617
East Marlborough, PA $438400 New Home $838
Chester, MD $302700 30 year old $1,039
Bradford, PA $331200 Above 50 year old $1,137

Harford County, MD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $964 $1,022
$200,000 to $249,999 $632 $670
$100,000 to $124,999 $354 $375
$150,000 to $174,999 $466 $494
$175,000 to $199,999 $595 $631

Cost of Home insurance with Deductible Scenarios in Harford County, MD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Middle River, MD $687 $499
North Hopewell, PA $791 $575
Felton, PA $709 $516
Newark, DE $725 $527
Lancaster, PA $821 $597
Hellam, PA $641 $466
Landisville, PA $847 $615
East Marlborough, PA $1,049 $762
Chester, MD $1,012 $735
Bradford, PA $1,072 $779

Harford County, MD Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Harford County, MD Homeowners Insurance ($)
$300,000 to $399,999 $1,286
$500,000 to $749,999 $2,112
$750,000 to $999,999 $2,442
$400,000 to $499,999 $1,650
$150,000 to $174,999 $466

How can I Make My Harford County, MD Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Harford County, MD