Hawaii County, HI homeowners insurance rate is about $892 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Hee St, Tutu Ln, Kahoolawe Cir, Awa St, Kaheakeola Pl, Moana St, Kaluahine St, Moi St, Aweoweo St, Puni Lani St E | $673 |
| Wakea Ave, Coral Pkwy, Tiki Ln, Tapa Dr, Kia Kahi St, Reef Cir Makai, Makalii St, Awa Pae Pl, Kahili Blvd, Alii Blvd | $596 |
| Makani Eka Pl, Manu Mele St, Alihilani St, Ilau St, Keokeo St, Malu Pl, Holu St, Nawahie St, Kakau Pl, Mauu Pili Pl | $927 |
| Alii Papa St, Makoa Rd, Noe Kuahiwi Rd, Kilinahe Rd, Eleventh St, Rose St, G Rd, Kilihune Rd, Wohi Pl, Volcano Hwy | $752 |
| Wainoenoe Trl, White Rd, Hauhoa Pl, Mokuloa Dr, Uhiwai St, Mana Rd, Kamamalu St, Panale'a St, Puuki St, Alulike Rd | $919 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Hilo, HI | $298700 | 40 year old | $915 |
| Honalo, HI | $376800 | 50 year old | $1,114 |
| Kohala, HI | $422400 | 30 year old | $872 |
| Kurtistown, HI | $287100 | New Home | $625 |
| Waimea, HI | $392300 | 40 year old | $814 |
| Papaikou, HI | $169000 | 40 year old | $625 |
| Ainaloa, HI | $155600 | New Home | $413 |
| Kukuihaele, HI | $356400 | 30 year old | $1,036 |
| Discovery Harbour, HI | $287800 | 40 year old | $893 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $1,812 | $1,921 |
| $175,000 to $199,999 | $500 | $530 |
| $1500,000 to $2000,000 | $2,477 | $2,626 |
| $300,000 to $399,999 | $1,108 | $1,174 |
| $200,000 to $249,999 | $616 | $653 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Hilo, HI | $881 | $640 |
| Honalo, HI | $1,060 | $770 |
| Kohala, HI | $849 | $617 |
| Kurtistown, HI | $858 | $623 |
| Waimea, HI | $784 | $570 |
| Papaikou, HI | $602 | $437 |
| Ainaloa, HI | $566 | $411 |
| Kukuihaele, HI | $1,009 | $733 |
| Discovery Harbour, HI | $860 | $625 |
| Coverage Value | Average Hawaii County, HI Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $802 |
| $1000,000 to $1499,999 | $2,307 |
| $200,000 to $249,999 | $616 |
| $500,000 to $749,999 | $1,812 |
| $400,000 to $499,999 | $1,416 |