Helena, MT homeowners insurance rate is about $1021 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Angel Meadow Rd, Ivy Dr, Shawn Dr, Gin Dale Rd, Argenta Dr, Guinn Haven Rd, State Rte 284, Tyler Rd, Crimson Ct, Bossell Dr | $1,174 |
| Fiesta Ct, Downey Ct, Washington Ave N, Sundance Dr, Kalispell Ave N, Weston St, Cody Dr, Haystack Dr, Flaxstem St, Peno Ln | $956 |
| Old York Rd, Sorenson Rd, Lifestyle Ln, Williamsburg Rd, Fern Rd, Collins Dr, Van Orsdel Rd, N Roberts St, Cole Ave, Maple St | $966 |
| Two Bit Circle Dr, Katy Ct, Hope Rd, Carolina Dr, Canyon Ct, John G Mine Rd, Whitetail Way, Fieldcross Ln, Greenfield Loop, Sewell Rd | $948 |
| Antelope Way, Parsley Rd, Sahara Ct, Dutchman Ct, Green Meadow Dr, Tubbie Rd, Chad Rd, W Lincoln Rd, Blackfoot Dr, Lincoln Rd W | $1,191 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Helena Side, MT | $199300 | 50 year old | $1,100 |
| Helena Valley Southeast, MT | $180500 | 50 year old | $1,059 |
| Helena Valley, MT | $306400 | 40 year old | $1,307 |
| Jefferson City, MT | $248900 | New Home | $853 |
| Boulder, MT | $283900 | 40 year old | $891 |
| Avon, MT | $137500 | 30 year old | $916 |
| Townsend, MT | $165600 | 30 year old | $998 |
| Warm Springs, MT | $151800 | Above 50 year old | $991 |
| Walkerville, MT | $77900 | Above 50 year old | $679 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $525 | $556 |
| $1000,000 to $1499,999 | $3,806 | $4,035 |
| $200,000 to $249,999 | $946 | $1,002 |
| $400,000 to $499,999 | $2,335 | $2,475 |
| $1500,000 to $2000,000 | $4,087 | $4,332 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Helena Side, MT | $1,047 | $761 |
| Helena Valley Southeast, MT | $1,008 | $732 |
| Helena Valley, MT | $1,259 | $915 |
| Jefferson City, MT | $1,139 | $828 |
| Boulder, MT | $858 | $624 |
| Avon, MT | $891 | $648 |
| Townsend, MT | $971 | $706 |
| Warm Springs, MT | $935 | $679 |
| Walkerville, MT | $640 | $465 |
| Coverage Value | Average Helena, MT Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $1,885 |
| $250,000 to $299,999 | $1,405 |
| $175,000 to $199,999 | $830 |
| $400,000 to $499,999 | $2,335 |
| $1500,000 to $2000,000 | $4,087 |