Hempstead, NY homeowners insurance rate is about $1325 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Sealy Dr, Lakeside Dr W, Beechwood Dr, Winchester Pl, Chauncey Ln, New Prospect Pl, Briarwood Ln, Stuyvesant Pl, Herrick Dr, S Copper Beach Ln | $2,919 |
| Xavier Ct, Loftus Ave, Xavier Pl, Saint Johns Rd, Ellen Terry Dr, Derby Dr W, Clive Ave, Waukena Ave, Neptune Ave, Bayard St | $2,526 |
| Fisher Ln, Parson Ln, Edna Ave, Tinker Ln, Solar Ln, Compass Ln, Monika Ct, Dolores Ln, Courtney Ln, Toller Ln | $1,672 |
| Stratford Ct, Odell St, W Shelley Rd, Mc Kinley Pl, Phyllis Dr, Arthur Ln, Howard Rd, S Carley Ct, Beatrice Ln, Saw Mill Rd | $2,075 |
| Yale Ct, Roger Dr, Lufberry Ave, Maplewood Dr S, Vincent Ct, Randall Pl, Gaston St, Britton St, Denver Rd, Flower Ave | $1,387 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Rumson, NJ | $1048500 | Above 50 year old | $970 |
| Newark, NJ | $222800 | 40 year old | $885 |
| Blue Point, NY | $401800 | 50 year old | $1,897 |
| Emerson, NJ | $465600 | New Home | $786 |
| Orangetown, NY | $472800 | 30 year old | $1,601 |
| Scotch Plains, NJ | $481500 | New Home | $689 |
| Sound Beach, NY | $292700 | Above 50 year old | $866 |
| Farmingdale, NJ | $282100 | 40 year old | $1,031 |
| Bedford Hills, NY | $493100 | New Home | $1,867 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $2,559 | $2,713 |
| $300,000 to $399,999 | $1,295 | $1,373 |
| $175,000 to $199,999 | $558 | $592 |
| $200,000 to $249,999 | $611 | $648 |
| $100,000 to $124,999 | $264 | $280 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Rumson, NJ | $914 | $664 |
| Newark, NJ | $853 | $620 |
| Blue Point, NY | $1,806 | $1,313 |
| Emerson, NJ | $970 | $705 |
| Orangetown, NY | $1,559 | $1,133 |
| Scotch Plains, NJ | $933 | $678 |
| Sound Beach, NY | $816 | $593 |
| Farmingdale, NJ | $993 | $722 |
| Bedford Hills, NY | $2,459 | $1,787 |
| Coverage Value | Average Hempstead, NY Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $437 |
| $1000,000 to $1499,999 | $2,559 |
| $300,000 to $399,999 | $1,295 |
| $250,000 to $299,999 | $915 |
| $1500,000 to $2000,000 | $2,748 |