What Makes Your Hempstead, NY Home Insurance Cheap or Expensive

Hempstead, NY homeowners insurance rate is about $1325 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Hempstead, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Sealy Dr, Lakeside Dr W, Beechwood Dr, Winchester Pl, Chauncey Ln, New Prospect Pl, Briarwood Ln, Stuyvesant Pl, Herrick Dr, S Copper Beach Ln $2,919
Xavier Ct, Loftus Ave, Xavier Pl, Saint Johns Rd, Ellen Terry Dr, Derby Dr W, Clive Ave, Waukena Ave, Neptune Ave, Bayard St $2,526
Fisher Ln, Parson Ln, Edna Ave, Tinker Ln, Solar Ln, Compass Ln, Monika Ct, Dolores Ln, Courtney Ln, Toller Ln $1,672
Stratford Ct, Odell St, W Shelley Rd, Mc Kinley Pl, Phyllis Dr, Arthur Ln, Howard Rd, S Carley Ct, Beatrice Ln, Saw Mill Rd $2,075
Yale Ct, Roger Dr, Lufberry Ave, Maplewood Dr S, Vincent Ct, Randall Pl, Gaston St, Britton St, Denver Rd, Flower Ave $1,387

Cost of Hempstead, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Rumson, NJ $1048500 Above 50 year old $970
Newark, NJ $222800 40 year old $885
Blue Point, NY $401800 50 year old $1,897
Emerson, NJ $465600 New Home $786
Orangetown, NY $472800 30 year old $1,601
Scotch Plains, NJ $481500 New Home $689
Sound Beach, NY $292700 Above 50 year old $866
Farmingdale, NJ $282100 40 year old $1,031
Bedford Hills, NY $493100 New Home $1,867

Hempstead, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $2,559 $2,713
$300,000 to $399,999 $1,295 $1,373
$175,000 to $199,999 $558 $592
$200,000 to $249,999 $611 $648
$100,000 to $124,999 $264 $280

Cost of Home insurance with Deductible Scenarios in Hempstead, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Rumson, NJ $914 $664
Newark, NJ $853 $620
Blue Point, NY $1,806 $1,313
Emerson, NJ $970 $705
Orangetown, NY $1,559 $1,133
Scotch Plains, NJ $933 $678
Sound Beach, NY $816 $593
Farmingdale, NJ $993 $722
Bedford Hills, NY $2,459 $1,787

Hempstead, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Hempstead, NY Homeowners Insurance ($)
$150,000 to $174,999 $437
$1000,000 to $1499,999 $2,559
$300,000 to $399,999 $1,295
$250,000 to $299,999 $915
$1500,000 to $2000,000 $2,748

How can I Make My Hempstead, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Hempstead, NY