What Makes Your Hempstead, NY Home Insurance Cheap or Expensive

Hempstead, NY homeowners insurance rate is about $32-$47,040 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Hempstead, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Sealy Dr, Lakeside Dr W, Beechwood Dr, Winchester Pl, Chauncey Ln, New Prospect Pl, Briarwood Ln, Stuyvesant Pl, Herrick Dr, S Copper Beach Ln 40,920
Xavier Ct, Loftus Ave, Xavier Pl, Saint Johns Rd, Ellen Terry Dr, Derby Dr W, Clive Ave, Waukena Ave, Neptune Ave, Bayard St 5,400
Fisher Ln, Parson Ln, Edna Ave, Tinker Ln, Solar Ln, Compass Ln, Monika Ct, Dolores Ln, Courtney Ln, Toller Ln 24,600
Stratford Ct, Odell St, W Shelley Rd, Mc Kinley Pl, Phyllis Dr, Arthur Ln, Howard Rd, S Carley Ct, Beatrice Ln, Saw Mill Rd 47,040
Yale Ct, Roger Dr, Lufberry Ave, Maplewood Dr S, Vincent Ct, Randall Pl, Gaston St, Britton St, Denver Rd, Flower Ave 11,040

Cost of Hempstead, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Garden City, NY 1989 675,700 1,056
Rumson, NJ 2010 897,300 652
Newark, NJ 1996 264,400 893
Blue Point, NY 2003 413,900 785
Emerson, NJ 1997 486,900 960

Cost of Home insurance with Deductible Scenarios in Hempstead, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
468,900 1,710 1,490

Hempstead, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Hempstead, NY Homeowners Insurance ($)
Less than $50,000 2,331 2.0 32
Less than $200,000 1,073 1.0 163
Less than $300,000 4,333 5.0 333
More than $300,000 55,776 70.0 522

Hempstead, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$350000-$400000 3,776 3,846

Hempstead, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
490,500 440,000 4,290 3,465 825

How can I Make My Hempstead, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Hempstead, NY