What Makes Your Hill County, TX Home Insurance Cheap or Expensive

Hill County, TX homeowners insurance rate is about $292-$14,280 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Hill County, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Cherry Rd, Beachview Loop, Co Rd 1136, Cedarhill Dr, Sandy Cake Ct, Spring Valley Trl, Highland Dr W, 5th St, Waupoo Trl, 7th St 3,600
Treadwell, Andrea, N Richards, Catherine Dr, Co Rd 2131, Easy St, FM 3370, W Jefferson Ave, Co Rd 2133, Co Rd 2415 9,720
SE 4th St, Co Rd 3304, Commerce St, W College St, W Oak St, FM 1242, Co Rd 3315, Graves Ave, Hcr 3246, Co Rd 3308 3,600
Washita Dr, Sanderson, Bogey Dr, Kate Dr, Holland Dr, Barn Shadow, Pinto Ridge Rd, Derby St, Lone Star St, Crawfoot Ln 840
Hcr 1431, Co Rd 1425, W Marrion St, Co Rd 4144, N Wesley St, Pr 434, Milford Rd, N College St, FM 67, S Aquilla St 14,280

Cost of Hill County, TX Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Hillsboro, TX 1993 89,600 1,466
Bynum, TX 2006 81,800 1,230
Morgan, TX 2006 46,800 1,196
Prairie Hill, TX 2005 101,500 1,244
Beverly Hills, TX 1990 63,200 1,451

Cost of Home insurance with Deductible Scenarios in Hill County, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
87,700 390 320

Hill County, TX Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Hill County, TX Homeowners Insurance ($)
Less than $50,000 2,841 29.0 292
Less than $200,000 325 3.0 2,262
Less than $300,000 406 4.0 3,322
More than $300,000 253 2.0 4,231
Less than $100,000 465 4.0 1,141

Hill County, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$75000-$100000 511 541

Hill County, TX Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
126,500 120,000 607 756 -149

How can I Make My Hill County, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Hill County, TX