Hopkinsville, KY homeowners insurance rate is about $813 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Quisenberry Ln, W Union Church Rd, Cross Rd, Newstead Rd, Wilson St, Ashby Rd, N Shallow Lake Cir, Terry Ln, Ivy Lynn Ct, Gracey Herndon Rd | $944 |
| Locust St, Rozelle Ave, Kahle Dr, Concord Ln, State Hwy 1682, Pine St, Harry Berry Ln, Annett Ct, Johnston St, S Cherokee Trace Blvd | $786 |
| Paulette Ct, Kentucky Dr, Oak Hurst Dr, S Dove Ct, Millbrooke Dr, Shadowood Trl, Elinor Dr, Harton Pl, Hill Crest Dr, Thomas St | $1,039 |
| North Dr, E 4th St, Moayon St, E 13th St, Moores Ct, Belmont St, Boyd St, E 12th St, Richard St, E 5th St | $667 |
| Bruce View Cir, S Sheridan Dr, Jonaquin Cir, W O King Ln, Kelby Ct, Airie Way, Dell Dr, Sheridan Cir, Old Clarksville Pike, Cayce Meade Dr | $929 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| St. Charles, KY | $50300 | Above 50 year old | $569 |
| Madisonville, KY | $103800 | 30 year old | $683 |
| Powderly, KY | $76900 | New Home | $526 |
| Beechmont, KY | $99200 | 50 year old | $813 |
| Adairville, KY | $92800 | 30 year old | $767 |
| Kuttawa, KY | $201500 | 30 year old | $1,106 |
| Robertson County, TN | $163100 | Above 50 year old | $1,047 |
| Sebree, KY | $93300 | 40 year old | $778 |
| Franklin, KY | $129100 | Above 50 year old | $786 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $5,849 | $6,200 |
| $1500,000 to $2000,000 | $6,279 | $6,656 |
| $400,000 to $499,999 | $3,588 | $3,803 |
| $100,000 to $124,999 | $840 | $891 |
| $250,000 to $299,999 | $2,173 | $2,303 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| St. Charles, KY | $536 | $390 |
| Madisonville, KY | $665 | $483 |
| Powderly, KY | $675 | $490 |
| Beechmont, KY | $774 | $562 |
| Adairville, KY | $747 | $543 |
| Kuttawa, KY | $1,077 | $783 |
| Robertson County, TN | $987 | $717 |
| Sebree, KY | $749 | $544 |
| Franklin, KY | $741 | $539 |
| Coverage Value | Average Hopkinsville, KY Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $3,588 |
| $200,000 to $249,999 | $1,564 |
| $150,000 to $174,999 | $940 |
| $500,000 to $749,999 | $4,593 |
| $1000,000 to $1499,999 | $5,849 |