What Makes Your Houma, LA Home Insurance Cheap or Expensive

Houma, LA homeowners insurance rate is about $1499 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Houma, LA
2Effect of Value and Age on Homeowners Insurance Rates in Houma, LA
3Homes with Swimming Pools have Higher Homeowners Insurance in Houma, LA
4How Deductibles Affect Home Insurance Rates in Houma, LA
5Effect of Home Coverage on Homeowners Insurance in Houma, LA

Cost of Houma, LA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Angelle Cir, S Bell Cir, Talbot Dr, Lansdown Dr, Regal Row, Gemini Ct, D'Andra Cir, Mandalay East Dr, Polk St, Nottingham Trl $2,108
Engeron St, St Pius St, Truman St, Virginia St, Eugene St, Jerome Ct, Isaac St, Brittany St, Bauch Rd, Ashlawn St $1,556
Hollygrove Ave, Lamar St, Columbus St, Sunset Ave, School St, Wallis St, Honduras St, Concord Rd, Church St, Hobson St $1,855
Gonzales Ct, Dunlap St, Gum St, Nick St, Louvenia St, Dug Rd, Lafayette Woods Blvd, Lorraine Ct, Trevor Ct, Piping Rock Dr $1,603
Thaddeus Ct, Georgi Girl Dr, Firwood Dr, Joaquin Dr, Flounder Ct, Cane Break Ave, Creppel Ct, Susie St, Bayou Lacarpe Rd, Parish Rd 61 $1,095

Cost of Houma, LA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Bayou Cane, LA $159200 Above 50 year old $1,020
Bayou Gauche, LA $227200 40 year old $2,061
Golden Meadow, LA $90800 40 year old $1,154
Napoleonville, LA $73000 New Home $704
Ama, LA $154000 New Home $1,188
Reserve, LA $121000 30 year old $1,027
Jean Lafitte, LA $144100 30 year old $1,629
Pierre Part, LA $114700 New Home $971
Grand Isle, LA $174500 Above 50 year old $1,880

Houma, LA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $7,239 $7,673
$175,000 to $199,999 $1,728 $1,832
$300,000 to $399,999 $3,864 $4,096
$500,000 to $749,999 $6,261 $6,637
$1500,000 to $2000,000 $8,560 $9,073

Cost of Home insurance with Deductible Scenarios in Houma, LA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Bayou Cane, LA $961 $699
Bayou Gauche, LA $1,985 $1,442
Golden Meadow, LA $1,112 $808
Napoleonville, LA $903 $656
Ama, LA $1,653 $1,201
Reserve, LA $1,000 $726
Jean Lafitte, LA $1,586 $1,152
Pierre Part, LA $1,351 $982
Grand Isle, LA $1,772 $1,288

Houma, LA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Houma, LA Homeowners Insurance ($)
$300,000 to $399,999 $3,864
$400,000 to $499,999 $4,891
$500,000 to $749,999 $6,261
$100,000 to $124,999 $916
$750,000 to $999,999 $7,239

How can I Make My Houma, LA Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Houma, LA