What Makes Your Houston, TX Home Insurance Cheap or Expensive

Houston, TX homeowners insurance rate is about $1527 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Houston, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
N Riviera Cir, Sagepike Dr, Lofting Wedge Dr, Indigobrook Ct, S Downe Dr, S Birch Ln, Kirkbrook Dr, Kirksage Ct, Letrim St, Clear Meadow Ln $1,712
Murray Rd, Meredith Gate Cir, Southern Magnolia Cir, Turning Spring Ln, Ivymist Ct, Morning Lodge Ln, Greenwood Lakes Ln, Ryaneagles Dr, Jasmine Park Ln, Breezy Meadow Ct $1,745
Racquet Ridge Rd, Fisher River Ln, Teal Creek Dr, Saratoga Woods Ln, Mitchell Pass Ln, Cedar Jump Dr, Bear River Ln, Aleutian Bay Ln, Nyad Ln, Sailing Dr $1,766
Stoneport Ln, Canaras Ct, Creek Bridge Ln, Cypressbluff Ln, Seaton Dr, Old Farmhouse Ln, Cypress Harbor Dr, Live Meadow Ln, Reynolds Park Dr, Cypress Cliff Dr $1,428
Evening Shore Dr, Dove Ridge Ln, Lake Center Run, Sandia Cove Ct, Laguna Bay Ct, Redberry Glen Ln, Briarpine Ct, Ember Isles Ln, Calico Woods Ln, Vallen Dr $2,104

Cost of Houston, TX Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Harris County, TX $154100 40 year old $1,427
West University Place, TX $987400 New Home $739
Four Corners, TX $166500 40 year old $980
Friendswood, TX $256300 40 year old $1,357
Weston Lakes, TX $417900 New Home $1,971
Cut and Shoot, TX $105000 50 year old $1,600
Panorama Village, TX $175400 30 year old $1,802
Liberty County, TX $93200 New Home $977
San Felipe, TX $135000 50 year old $1,720

Houston, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $5,022 $5,324
$1000,000 to $1499,999 $8,186 $8,677
$300,000 to $399,999 $3,938 $4,174
$250,000 to $299,999 $2,909 $3,083
$200,000 to $249,999 $1,919 $2,034

Cost of Home insurance with Deductible Scenarios in Houston, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Harris County, TX $1,374 $999
West University Place, TX $949 $689
Four Corners, TX $943 $686
Friendswood, TX $1,307 $950
Weston Lakes, TX $2,668 $1,939
Cut and Shoot, TX $1,523 $1,106
Panorama Village, TX $1,754 $1,274
Liberty County, TX $1,322 $961
San Felipe, TX $1,637 $1,190

Houston, TX Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Houston, TX Homeowners Insurance ($)
$1000,000 to $1499,999 $8,186
$175,000 to $199,999 $1,770
$150,000 to $174,999 $1,365
$200,000 to $249,999 $1,919
$500,000 to $749,999 $6,429

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