What Makes Your Houston, TX Home Insurance Cheap or Expensive

Houston, TX homeowners insurance rate is about $196-$12,000 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Houston, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
N Riviera Cir, Sagepike Dr, Lofting Wedge Dr, Indigobrook Ct, S Downe Dr, S Birch Ln, Kirkbrook Dr, Kirksage Ct, Letrim St, Clear Meadow Ln 6,600
Murray Rd, Meredith Gate Cir, Southern Magnolia Cir, Turning Spring Ln, Ivymist Ct, Morning Lodge Ln, Greenwood Lakes Ln, Ryaneagles Dr, Jasmine Park Ln, Breezy Meadow Ct 7,920
Racquet Ridge Rd, Fisher River Ln, Teal Creek Dr, Saratoga Woods Ln, Mitchell Pass Ln, Cedar Jump Dr, Bear River Ln, Aleutian Bay Ln, Nyad Ln, Sailing Dr 1,200
Stoneport Ln, Canaras Ct, Creek Bridge Ln, Cypressbluff Ln, Seaton Dr, Old Farmhouse Ln, Cypress Harbor Dr, Live Meadow Ln, Reynolds Park Dr, Cypress Cliff Dr 600
Evening Shore Dr, Dove Ridge Ln, Lake Center Run, Sandia Cove Ct, Laguna Bay Ct, Redberry Glen Ln, Briarpine Ct, Ember Isles Ln, Calico Woods Ln, Vallen Dr 12,000

Cost of Houston, TX Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Harris County, TX 2005 132,200 1,265
West University Place, TX 1993 751,600 2,014
Four Corners, TX 1989 155,500 1,579
Friendswood, TX 1985 220,500 1,637
Weston Lakes, TX 1992 390,500 1,720

Cost of Home insurance with Deductible Scenarios in Houston, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
129,500 530 440

Houston, TX Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Houston, TX Homeowners Insurance ($)
Less than $50,000 38,935 7.0 196
Less than $200,000 26,844 5.0 1,542
Less than $300,000 24,274 4.0 2,266
More than $300,000 29,730 5.0 2,877
Less than $100,000 15,572 3.0 424

Houston, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$125000-$150000 1,177 1,217

Houston, TX Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
173,000 150,000 1,471 837 634

How can I Make My Houston, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Houston, TX