What Makes Your Howard County, MD Home Insurance Cheap or Expensive

Howard County, MD homeowners insurance rate is about $1351 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Howard County, MD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Celbridge Dr, Woodmont Dr, Broadleaf Ct, Windridge Ct, Ridge Hunt Dr, Forsythe Rd, Rustic Manor Ct, Ellerslie Ct, Old Sawmill Rd, Shadow Roll Ct $1,778
Two Penny Ct, Old Oak Dr, Ericole Ct, Emerald Ct, Red Oak Ln, Windsor Moss, Emerald Valley Rd, Lakeway Dr, Katashley Ct, Hunt Ridge Rd $2,434
Huntfield Dr, Queen St, Iager Blvd, River Oak Ct, Beaufort Dr, Wolf Creek Ct, Carlisle Ct, Kondrup Dr, Elizabeth Ct, Greendell Ln $2,775
Isabels Way, Affeldt Rd, Liter Dr, Gudel Dr, Thornbrook Rd, Haven Oak Ct, Sunset Farm Rd, Twiford Ct, Mount Patapsco Ct, Springtwig Ct $1,929
Mossy Bark Ln, Martellini Dr, Crest Rd, Johns Hopkins Rd, Spring Branch Ct, Star Moon Ln, Fragrant Lilies Way, Dragonfly Ct, Deep Skies Dr, Wehland Ct $2,118

Cost of Howard County, MD Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Wheaton, MD $348400 New Home $824
Adelphi, MD $270700 Above 50 year old $835
Union Bridge, MD $190100 New Home $634
Pimmit Hills, VA $525700 50 year old $1,001
Merrifield, VA $483500 Above 50 year old $1,031
Melwood, MD $243100 Above 50 year old $935
Franconia, VA $403600 30 year old $870
Stevensville, MD $356400 New Home $618
Glen Rock, PA $167900 30 year old $751
Baden, MD $383600 Above 50 year old $1,328

Howard County, MD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $1,888 $2,002
$250,000 to $299,999 $930 $986
$200,000 to $249,999 $625 $663
$100,000 to $124,999 $329 $349
$175,000 to $199,999 $538 $570

Cost of Home insurance with Deductible Scenarios in Howard County, MD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Wheaton, MD $1,057 $768
Adelphi, MD $788 $572
Union Bridge, MD $783 $569
Pimmit Hills, VA $953 $692
Merrifield, VA $972 $707
Melwood, MD $881 $640
Franconia, VA $846 $615
Stevensville, MD $825 $600
Glen Rock, PA $731 $531
Baden, MD $1,252 $910

Howard County, MD Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Howard County, MD Homeowners Insurance ($)
$250,000 to $299,999 $930
$100,000 to $124,999 $329
$400,000 to $499,999 $1,475
$300,000 to $399,999 $1,233
$1000,000 to $1499,999 $2,405

How can I Make My Howard County, MD Home Insurance Cheaper

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