What Makes Your Irondequoit, NY Home Insurance Cheap or Expensive

Irondequoit, NY homeowners insurance rate is about $123-$13,680 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Irondequoit, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Cranberry Landing Dr, Druid Hill Park, Glenridge Ln, Shingle Mill Rd, Granada Cir, Favara Cir, Tottenham Rd, S Glen Rd, Silverdale Dr, Orchard Park Blvd 2,280
Ridgeport Dr, Karlan Dr, Drake Dr, Oakhurst Dr, Stanton Ln, Ridge Port Dr, Twilight Dr, Dawn Dr, Greenhouse Dr, Driftwood Ln 13,680
Rode Dr, Adrian Rd, Birch Hills Dr, Sea View Ave, Pinehill Dr, Tietenberg Ave, Hoffman Rd, Lynn Dr, Corley Dr, Osage St 600
Dover Rd, Dakeland Rd, Wisner Rd, Old N Hill, Spring Valley Dr, Thornton Rd, Collamer Dr, Raleigh Rd, Poppy St, Hathaway Rd 5,160
Thomas Ave, Pattonwood Dr, Harrison Ter, Wisteria Ln, Lake Front, Lake Shore Blvd Exd, Centre Ter, Washington Ave, Frontenac Hts, Weller Dr 10,680

Cost of Irondequoit, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
East Rochester, NY 1993 95,600 853
Hamlin, NY 2009 115,200 714
Marion, NY 1985 114,200 888
East Bloomfield, NY 1997 161,300 864
Holley, NY 1988 84,200 877

Cost of Home insurance with Deductible Scenarios in Irondequoit, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
127,000 680 550

Irondequoit, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Irondequoit, NY Homeowners Insurance ($)
Less than $50,000 283 1.0 123
Less than $200,000 496 2.0 955
Less than $300,000 333 1.0 1,404
Less than $100,000 320 1.0 330

Irondequoit, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$125000-$150000 1,382 1,422

Irondequoit, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
139,000 120,000 1,061 1,182 -121

How can I Make My Irondequoit, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Irondequoit, NY