James City, VA homeowners insurance rate is about $1000 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Glasgow, Mayflower Dr, Baltusrol, Ansley, Worksop, Royal West Norfolk, Eden River, Heathery, Westchester, Harlech | $1,566 |
| Palisade Ct, St Georges Blvd, News Rd, Acoma Cir, Ambassador Cr, Sir Gilbert Loop, Barley Mill Pl, Quail Hollow, Deerfield Ct, Waterside Ln | $1,058 |
| The Green, Kingsmill Rd, Dancy Pl, Roffinghams Way, Carters Grove Country Rd, Winster Fax, Hampton Key Rd, John Bratton, Yeardley's Grant, Wyatt Cir | $1,038 |
| Canvas Back Run, King William Dr, Jolly Pond Rd, Chelsea Cres, Little Creek Dam Rd, N Riverside Dr, New Point Rd, Saint Johns Wood, Pemberton Ln, Otey Dr | $880 |
| Moses Harper, E Brittington, Elizabeth Champion Ct, Jameswood, Stanford Pl, Wexford Run, Governor's Landing Rd, The Maine W, Captain Wynne Dr, Southwold Ct | $1,229 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Williamsburg, VA | $307000 | 50 year old | $882 |
| York County, VA | $315400 | 50 year old | $1,019 |
| Pine Top, VA | $278800 | 30 year old | $994 |
| Poquoson, VA | $316800 | 40 year old | $883 |
| Carrsville, VA | $201400 | 50 year old | $761 |
| Lakeside, VA | $173100 | Above 50 year old | $716 |
| Dumbarton, VA | $155900 | 40 year old | $661 |
| Stony Creek, VA | $109200 | New Home | $435 |
| Ashland, VA | $253400 | 30 year old | $809 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $2,265 | $2,401 |
| $500,000 to $749,999 | $1,959 | $2,077 |
| $1500,000 to $2000,000 | $2,678 | $2,839 |
| $400,000 to $499,999 | $1,530 | $1,622 |
| $150,000 to $174,999 | $449 | $476 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Williamsburg, VA | $840 | $610 |
| York County, VA | $970 | $705 |
| Pine Top, VA | $967 | $703 |
| Poquoson, VA | $851 | $618 |
| Carrsville, VA | $725 | $527 |
| Lakeside, VA | $675 | $490 |
| Dumbarton, VA | $637 | $463 |
| Stony Creek, VA | $589 | $428 |
| Ashland, VA | $788 | $572 |
| Coverage Value | Average James City, VA Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $1,184 |
| $750,000 to $999,999 | $2,265 |
| $150,000 to $174,999 | $449 |
| $250,000 to $299,999 | $902 |
| $500,000 to $749,999 | $1,959 |