What Makes Your Jefferson County, AL Home Insurance Cheap or Expensive

Jefferson County, AL homeowners insurance rate is about $1162 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Jefferson County, AL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hollow Oak Dr, Ridge View Cir, Sterling Lakes Dr, Dogwood Dr, Oakhill Dr, Jonagold Rd, Tishberry Trl, Sterling Estates Dr, Margaret Cir, S Crest Trl $1,333
Center, W Highland Dr, Wade Rd, Myrick Rd, Warrior - Jasper Rd, Co Rd 8, Pecan Cir, Lee Dr, Dads Hill Ln, Old Hwy 31 N $1,376
Indian Valley Dr, Tree Top Rd, Lock 17 Rd, Boutwell Rd, Carlie Mine Rd, Dunns Camp Rd, Griffis Rd, Co Hwy 54, Satterfield Rd, Sloughside Dr $1,023
Fox Hollies Blvd, Lake Cyrus Blvd, Shades Pointe Dr, Oxford Ln, Bark Cir, Oak Leaf Cir, Trammell Dr, Peachwood Cir, Hillcrest Cir, Dickey Springs Rd $1,378
Peachtree Blvd, Robbe Rd, Marshall Dr, Vulcan Dr, Mulberry Dr, Red Rock Rd, Delta Ct, Hunters Run, Thomas Ave, Co Rd 121 $1,125

Cost of Jefferson County, AL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Mulga, AL $50200 30 year old $641
Fultondale, AL $133900 New Home $603
Greenwood, AL $209000 Above 50 year old $1,101
Locust Fork, AL $115800 50 year old $943
Montevallo, AL $111400 Above 50 year old $930
Calera, AL $141000 50 year old $894
Blocton, AL $101000 New Home $610
Nauvoo, AL $75700 New Home $596
Lincoln, AL $99800 50 year old $861
West Point, AL $88100 30 year old $927

Jefferson County, AL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $4,944 $5,240
$1000,000 to $1499,999 $6,296 $6,673
$150,000 to $174,999 $1,025 $1,087
$250,000 to $299,999 $2,232 $2,366
$400,000 to $499,999 $3,862 $4,094

Cost of Home insurance with Deductible Scenarios in Jefferson County, AL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Mulga, AL $624 $454
Fultondale, AL $827 $601
Greenwood, AL $1,038 $754
Locust Fork, AL $897 $652
Montevallo, AL $876 $637
Calera, AL $851 $618
Blocton, AL $826 $600
Nauvoo, AL $818 $595
Lincoln, AL $819 $595
West Point, AL $902 $656

Jefferson County, AL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Jefferson County, AL Homeowners Insurance ($)
$200,000 to $249,999 $1,672
$300,000 to $399,999 $3,208
$1500,000 to $2000,000 $6,759
$400,000 to $499,999 $3,862
$100,000 to $124,999 $689

How can I Make My Jefferson County, AL Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Jefferson County, AL