What Makes Your Jefferson County, NY Home Insurance Cheap or Expensive

Jefferson County, NY homeowners insurance rate is about $112-$9,000 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Jefferson County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Carrier Ln, Rivershore Dr, Rogers Dr, Webb St, McKeever Rd, Kehoe Tract Rd, S Shore Dr, United States Ave, Cornelia Ave, Northshore Rd 4,200
Boy Scout Rd, Market St, Oak Ridge Dr, Hyde Lake Rd, Collins Lndg E, Sisson St, Rock Baie Rd, Co Rd 100, Purpura Rd, Ridgeview Dr 6,960
S Shore Dr, Indian Point Rd, Ledgerock Ln, Bach Ln, Co Rd 4, Dezengremel Rd N, Bourcy Rd, Gosier Rd, Co Rd 125, Mance Rd 2,040
Smithville Rd, Morin Ln, Brown St, Co Rd 54, Case Ln, Hamilton St, Buckminster Rd, Orchard St, Monroe St, Perch Dr 3,000
Payne Lake Camp Rd, Warneck Rd, Co Rd 194, Delphi Hall Rd, Stine Rd, Moon Lake Rd, Keys Rd, Co Rd 23, Fauteau Rd, Madison Ave 9,000

Cost of Jefferson County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Sandy Creek, NY 1989 89,300 878
Orwell, NY 1993 86,700 850
Martinsburg, NY 2001 90,100 713
Lewis County, NY 2002 104,700 713
Williamstown, NY 1990 69,200 846

Cost of Home insurance with Deductible Scenarios in Jefferson County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
130,300 570 480

Jefferson County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Jefferson County, NY Homeowners Insurance ($)
Less than $50,000 2,737 11.0 112
Less than $200,000 1,602 6.0 859
Less than $300,000 1,675 6.0 1,263
More than $300,000 1,075 4.0 1,607
Less than $100,000 1,003 4.0 237

Jefferson County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$125000-$150000 1,320 1,360

Jefferson County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
132,000 120,000 1,227 626 601

How can I Make My Jefferson County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Jefferson County, NY