What Makes Your Jefferson County, NY Home Insurance Cheap or Expensive

Jefferson County, NY homeowners insurance rate is about $624 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Jefferson County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Carrier Ln, Rivershore Dr, Rogers Dr, Webb St, McKeever Rd, Kehoe Tract Rd, S Shore Dr, United States Ave, Cornelia Ave, Northshore Rd $678
Boy Scout Rd, Market St, Oak Ridge Dr, Hyde Lake Rd, Collins Lndg E, Sisson St, Rock Baie Rd, Co Rd 100, Purpura Rd, Ridgeview Dr $739
S Shore Dr, Indian Point Rd, Ledgerock Ln, Bach Ln, Co Rd 4, Dezengremel Rd N, Bourcy Rd, Gosier Rd, Co Rd 125, Mance Rd $802
Smithville Rd, Morin Ln, Brown St, Co Rd 54, Case Ln, Hamilton St, Buckminster Rd, Orchard St, Monroe St, Perch Dr $606
Payne Lake Camp Rd, Warneck Rd, Co Rd 194, Delphi Hall Rd, Stine Rd, Moon Lake Rd, Keys Rd, Co Rd 23, Fauteau Rd, Madison Ave $661

Cost of Jefferson County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Sandy Creek, NY $105600 Above 50 year old $621
Orwell, NY $87900 50 year old $612
Martinsburg, NY $99700 Above 50 year old $619
Lewis County, NY $121700 30 year old $974
Williamstown, NY $81600 30 year old $601
Scriba, NY $112700 50 year old $996
Amboy, NY $84400 50 year old $613
Leyden, NY $85700 Above 50 year old $619
Greig, NY $137100 New Home $467
Central Square, NY $144400 40 year old $650

Jefferson County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $1,199 $1,271
$750,000 to $999,999 $3,098 $3,284
$400,000 to $499,999 $2,093 $2,219
$500,000 to $749,999 $2,679 $2,840
$300,000 to $399,999 $1,689 $1,791

Cost of Home insurance with Deductible Scenarios in Jefferson County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Sandy Creek, NY $586 $426
Orwell, NY $583 $424
Martinsburg, NY $584 $424
Lewis County, NY $948 $689
Williamstown, NY $585 $425
Scriba, NY $948 $689
Amboy, NY $584 $424
Leyden, NY $584 $424
Greig, NY $616 $447
Central Square, NY $626 $455

Jefferson County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Jefferson County, NY Homeowners Insurance ($)
$500,000 to $749,999 $2,679
$200,000 to $249,999 $782
$400,000 to $499,999 $2,093
$1000,000 to $1499,999 $3,412
$300,000 to $399,999 $1,689

How can I Make My Jefferson County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Jefferson County, NY