What Makes Your Josephine County, OR Home Insurance Cheap or Expensive

Josephine County, OR homeowners insurance rate is about $607 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Josephine County, OR Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Meadows Rd, Sherwood Ave, McMullen Creek Rd, Ferris Ln, Cornett Ln, Chapman Creek Rd, Kehoe Pl, White Schoolhouse Rd, E Fork Rd, Rail Ln $518
Williams Hwy, Trollview Rd, Kroner Dr, Jewett Creek Rd, Robertson Crst, Clairbourne St, Board Shanty Rd, Pearl Dr, Greens Creek Rd, Mimosa Way $591
Hungry Hill Dr, Willow Ln, Ravenwood Dr, Esther Ln, Nunnwood Ln, N Star Dr, Phillips Ln, Jenkins Ave, Salmon Cir, Elmer Nelson Ln $611
Kitty Ln, NW Clarke St, NW Cooke Ave, Donavon Ct NW, Crown St, NW Booth St, NW Hillside Dr, Lynwood Pl, NW Lawnridge Ave, Amelia Dr $735
Trevor Way, Falcon Crest Ln, Three Pines Rd, Dellwood Dr, Stonebrook Way, Denver Ave, Hidden Acres Dr, Kaneeta Ln, Connie Ln, Tomoe Ct $563

Cost of Josephine County, OR Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Cave Junction, OR $209100 30 year old $711
Glendale, OR $118400 30 year old $475
Gold Hill, OR $155400 30 year old $536
Ruch, OR $286500 40 year old $704
Medford, OR $216700 50 year old $779
Canyonville, OR $119400 Above 50 year old $493
Nesika Beach, OR $187800 50 year old $593
Smith River, CA $275000 40 year old $778
Talent, OR $197200 New Home $489
Umpqua, OR $202500 40 year old $604

Josephine County, OR Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $385 $408
$300,000 to $399,999 $996 $1,056
$250,000 to $299,999 $772 $818
$1500,000 to $2000,000 $2,270 $2,406
$200,000 to $249,999 $542 $575

Cost of Home insurance with Deductible Scenarios in Josephine County, OR | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Cave Junction, OR $692 $503
Glendale, OR $462 $336
Gold Hill, OR $522 $379
Ruch, OR $678 $493
Medford, OR $741 $539
Canyonville, OR $464 $337
Nesika Beach, OR $564 $410
Smith River, CA $749 $544
Talent, OR $636 $462
Umpqua, OR $582 $423

Josephine County, OR Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Josephine County, OR Homeowners Insurance ($)
$750,000 to $999,999 $1,920
$500,000 to $749,999 $1,661
$300,000 to $399,999 $996
$150,000 to $174,999 $385
$250,000 to $299,999 $772

How can I Make My Josephine County, OR Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Josephine County, OR