Kootenai County, ID homeowners insurance rate is about $653 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| E Oconnell Ave, E Humboldt Ave, W Hollyhock Ln, N Lynnhaven Rd, N Terrace Dr, N Pinewood Way, N Roberts Rd, N Silverwood Ln, E Angler Ct, N Kennan Ct | $716 |
| W Willow Lake Loop, W Gooseberry Ct, N Atlantic Dr, W Aqua Ave, N Coolin Dr, Bering Dr, N Stafford Rd, W Citation Ave, N Mineral Dr, W Buckles Rd | $631 |
| S Ebert Rd, E Higher Ct, S Albion Rd, S Fern Creek Rd, S Jackleg Trl, Lakefront Ave, Cliff Way, E Verkist Trl, Hardy Creek Rd, E Blue Creek Rd | $812 |
| S Lakeshore Dr, E Crows Nest Rd, S Manifold Rd, S Bella Vista Rd, S Graysons Way, S Hinds Dr, W Ford Rd, W B St, Lena Louie Ln, County Line Rd | $628 |
| W Mack Ln, W Vermont St, W Spring Ave, E Yellow Pine Ave, W Liberty Dr, Quail Run Ct, W Fairway Ln, N 16th Ave, N Freemont St, N Ramona St | $693 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Rockford Bay, ID | $371600 | 30 year old | $974 |
| Parkline, ID | $135000 | 30 year old | $566 |
| Pinehurst, ID | $138900 | 30 year old | $574 |
| Spokane Valley, WA | $177100 | New Home | $498 |
| Spokane, WA | $180500 | New Home | $476 |
| Latah, WA | $125000 | 30 year old | $582 |
| Spangle, WA | $127100 | 50 year old | $600 |
| Clark Fork, ID | $204800 | 40 year old | $680 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $283 | $300 |
| $750,000 to $999,999 | $2,293 | $2,431 |
| $250,000 to $299,999 | $920 | $975 |
| $175,000 to $199,999 | $540 | $572 |
| $1000,000 to $1499,999 | $2,526 | $2,677 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Rockford Bay, ID | $948 | $689 |
| Parkline, ID | $551 | $401 |
| Pinehurst, ID | $559 | $406 |
| Spokane Valley, WA | $639 | $465 |
| Spokane, WA | $644 | $468 |
| Latah, WA | $566 | $411 |
| Spangle, WA | $571 | $415 |
| Clark Fork, ID | $655 | $476 |
| Coverage Value | Average Kootenai County, ID Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $597 |
| $750,000 to $999,999 | $2,293 |
| $175,000 to $199,999 | $540 |
| $500,000 to $749,999 | $1,984 |
| $1500,000 to $2000,000 | $2,712 |