La Mesa, CA homeowners insurance rate is about $1223 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Brynwood Way, Wandermere Dr, Bromley Way, Danville Ave, Kiowa Dr, Lochmoor Dr, Yokohama Ct, Altair Ct, Raymar Ave, Calvin Way | $1,487 |
| Hosmer St, Wedgemere Rd, Essex St, Mundy Ter, Meadow Crest Dr, Weers St, Mount Hills Pl, Willis Ct, N Westwind Dr, Witherspoon Way | $710 |
| Lovell Ln, Vis de la Cruz, Hunters Rd, el Tejado Rd, Fletcher Dr, Fortune Ln, Alto Dr, Grossmont Blvd, Shirley Dr, Altito Way | $823 |
| Purdue Ave, South St, Rolando Knolls Dr, 70th St, Gordon Way, Harvard Ave, Toni Ln, Annapolis Ave, Dana Dr, Kemper St | $780 |
| Milwaukee Ct, Chicago Dr, Rojo Tierra Rd, Hurley Dr, Rockledge Rd, Fairview Ave, Boston Ct, Pasadena Ave, Alta Ln, Belvue Dr | $895 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| San Diego, CA | $492500 | New Home | $1,088 |
| Santee, CA | $397200 | Above 50 year old | $1,054 |
| Granite Hills, CA | $604600 | 30 year old | $1,777 |
| National City, CA | $345400 | 30 year old | $887 |
| Harbison Canyon, CA | $429200 | 40 year old | $1,252 |
| Poway, CA | $620500 | 50 year old | $1,420 |
| Pine Valley, CA | $366500 | 50 year old | $1,010 |
| Rainbow, CA | $428400 | 40 year old | $1,248 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $2,304 | $2,442 |
| $750,000 to $999,999 | $1,949 | $2,065 |
| $400,000 to $499,999 | $1,317 | $1,396 |
| $300,000 to $399,999 | $1,096 | $1,161 |
| $1000,000 to $1499,999 | $2,146 | $2,275 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| San Diego, CA | $1,414 | $1,027 |
| Santee, CA | $993 | $722 |
| Granite Hills, CA | $1,730 | $1,257 |
| National City, CA | $863 | $627 |
| Harbison Canyon, CA | $1,205 | $876 |
| Poway, CA | $1,351 | $982 |
| Pine Valley, CA | $961 | $699 |
| Rainbow, CA | $1,201 | $873 |
| Coverage Value | Average La Mesa, CA Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $766 |
| $1500,000 to $2000,000 | $2,304 |
| $150,000 to $174,999 | $413 |
| $1000,000 to $1499,999 | $2,146 |
| $750,000 to $999,999 | $1,949 |