What Makes Your La Plata County, CO Home Insurance Cheap or Expensive

La Plata County, CO homeowners insurance rate is about $1480 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of La Plata County, CO Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Fawn Dr, Ocala Dr, Co Rd 509, Severn Peak Rd, Elk Valley Rd, Fantango Rd, Robin Ln, W Park St, Brookside Trl, Co Rd 228 $1,259
Rainbow Rd, Co Rd 112, Co Rd 117, Co Rd 123, Indian Bend Rd, Jack Rabbit Trl, Vista de la Mesa Dr, Co Rd 337, Rancho Durango Rd, Hawks Frist Canyon $1,247
S Hermosa Acres Dr, Bear Run, Bear Xing, Puma Pl, Bouldercrest Dr, Aspen Dr, Travertine Trl, Trimble Ln, Mahogany Ln, Sierra Dr $1,433
Brice Pl, Ignacio St, Co Rd 510, Co Rd 512, Sundance Hills Rd, Severo Ave, Happy Valley Ln, Co Rd 523, Arrow St, Holly Ln $1,133
Roble Way, Co Rd 142, Co Rd 125, Trail Wood Dr, Aspen Ct, Equestrian Trl, Porter Way, Forest Ridge Rd, Lazy Pine Dr, City Slickers Trail $1,485

Cost of La Plata County, CO Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Bayfield, CO $292000 40 year old $1,058
Mancos, CO $267100 Above 50 year old $1,456
Aztec, NM $154300 30 year old $726
Dolores, CO $249500 40 year old $1,382
Ute Mountain, CO $159100 30 year old $1,133
Mountain Village, CO $661800 40 year old $2,958
Upper Fruitland, NM $48400 Above 50 year old $623
Cortez, CO $183000 50 year old $874

La Plata County, CO Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $1,215 $1,288
$200,000 to $249,999 $789 $837
$400,000 to $499,999 $2,013 $2,133
$500,000 to $749,999 $2,576 $2,731
$150,000 to $174,999 $644 $683

Cost of Home insurance with Deductible Scenarios in La Plata County, CO | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Bayfield, CO $1,019 $741
Mancos, CO $1,372 $997
Aztec, NM $706 $513
Dolores, CO $1,331 $967
Ute Mountain, CO $1,103 $801
Mountain Village, CO $2,848 $2,070
Upper Fruitland, NM $587 $426
Cortez, CO $832 $604

La Plata County, CO Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average La Plata County, CO Homeowners Insurance ($)
$100,000 to $124,999 $347
$300,000 to $399,999 $1,717
$500,000 to $749,999 $2,576
$1000,000 to $1499,999 $3,281
$200,000 to $249,999 $789

How can I Make My La Plata County, CO Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in La Plata County, CO