Lafayette County, MS homeowners insurance rate is about $1384 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Co Rd 1015, Co Rd 162, Brooksberry Cove, Brentwood Ln, Forest Grove Rd, Bobby St, Caroline Dr, Co Rd 168, Northpointe Cove, Co Rd 200 | $1,616 |
| Rd 4063, Co Rd 4011, Co Rd 413, Rd 3076, Co Rd 440, Co Rd 478, Co Rd 467, Co Rd 496, State Hwy 334, Co Rd 382 | $1,471 |
| Rd 1068, Co Rd 1108, Co Rd 505, Co Rd 112, S Pine Lake Dr, Co Rd 509, Co Rd 507, Co Rd 527, Bus 7 S, Co Rd 121 | $1,273 |
| Jessica Cove, Old Taylor, Co Rd 302, Ricky D Britt Sr Dr, Tatum Ln, Co Rd 394, Mondrian Pl, Ward Cove, Whirlpool Dr, Eagle Pt Lp | $1,587 |
| State Hwy 336, Co Rd 204, Rd 2052, Co Rd 251, Co Rd 212, Co Rd 244, Brandywine Dr, Chapman Cv, Co Rd 202, Co Rd 2054 | $1,471 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Oxford, MS | $245400 | 30 year old | $1,016 |
| Taylor, MS | $209900 | 30 year old | $1,714 |
| Courtland, MS | $58200 | New Home | $642 |
| Pope, MS | $74800 | 40 year old | $949 |
| Pittsboro, MS | $62500 | 40 year old | $857 |
| Byhalia, MS | $109100 | Above 50 year old | $1,213 |
| Saltillo, MS | $140600 | New Home | $1,076 |
| Falkner, MS | $77300 | New Home | $745 |
| Plantersville, MS | $93000 | Above 50 year old | $1,102 |
| Shannon, MS | $84400 | 50 year old | $1,031 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $1,164 | $1,234 |
| $300,000 to $399,999 | $3,125 | $3,313 |
| $200,000 to $249,999 | $1,567 | $1,661 |
| $1000,000 to $1499,999 | $6,198 | $6,570 |
| $1500,000 to $2000,000 | $6,654 | $7,054 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Oxford, MS | $989 | $719 |
| Taylor, MS | $1,669 | $1,213 |
| Courtland, MS | $792 | $576 |
| Pope, MS | $914 | $664 |
| Pittsboro, MS | $825 | $600 |
| Byhalia, MS | $1,143 | $831 |
| Saltillo, MS | $1,329 | $966 |
| Falkner, MS | $932 | $677 |
| Plantersville, MS | $1,039 | $755 |
| Shannon, MS | $981 | $713 |
| Coverage Value | Average Lafayette County, MS Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $1,567 |
| $150,000 to $174,999 | $1,164 |
| $250,000 to $299,999 | $2,278 |
| $175,000 to $199,999 | $1,363 |
| $300,000 to $399,999 | $3,125 |