What Makes Your Lafayette, LA Home Insurance Cheap or Expensive

Lafayette, LA homeowners insurance rate is about $1364 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Lafayette, LA
2Effect of Value and Age on Homeowners Insurance Rates in Lafayette, LA
3Homes with Swimming Pools have Higher Homeowners Insurance in Lafayette, LA
4How Deductibles Affect Home Insurance Rates in Lafayette, LA
5Effect of Home Coverage on Homeowners Insurance in Lafayette, LA

Cost of Lafayette, LA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Brutus Dr, Greenbank Ln, Gravenhage Cir, S Fork Dr, Hanchey St, Glenfield Dr, Palfrey Pkwy, Nuttal Ln, Copper Meadow Blvd, Alva Rd $1,923
Confection Ct, Waterberry Dr, N Girouard Rd, McNary St, E 2nd St, State Rte 731, Willowview Dr, N Morgan Ave, E Main St, Barksdale Dr $1,721
Ellerslie Ct, Dubonnet St, Metairie Ct, Tomahawk Dr, Playfair Dr, Green Meadow Rd, Pontalba Dr, Annaview Dr, Bruce St, Parsonage Ln $2,182
Shiloh Dr, Stone Creek Cove, Torrnova Cl, Vincent Rd, Caledonia Dr, Saint Pascal Rd, River Woods Dr, Enchantment Ave, Tara Dr, Lizzy Ln $1,880
Plank Cir, Whitebark Dr, War Eagle Dr, Row 1, Sara Dee Pkwy, Row 3, Edie Ann Dr, Westbend Ridge, Burns Rd, Beau Sejour Dr $1,778

Cost of Lafayette, LA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Scott, LA $145700 Above 50 year old $1,061
Rayne, LA $94200 Above 50 year old $866
Grand Coteau, LA $88200 40 year old $1,124
Opelousas, LA $94100 30 year old $838
Estherwood, LA $61700 Above 50 year old $802
Jeanerette, LA $73100 Above 50 year old $805
Iberville, LA $127500 30 year old $1,350
Erwinville, LA $167900 50 year old $1,824
Baton Rouge, LA $177000 30 year old $1,467

Lafayette, LA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $4,966 $5,264
$200,000 to $249,999 $1,549 $1,642
$150,000 to $174,999 $1,108 $1,175
$1500,000 to $2000,000 $6,789 $7,196
$250,000 to $299,999 $2,330 $2,470

Cost of Home insurance with Deductible Scenarios in Lafayette, LA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Scott, LA $1,000 $727
Rayne, LA $816 $593
Grand Coteau, LA $1,083 $787
Opelousas, LA $816 $593
Estherwood, LA $756 $549
Jeanerette, LA $759 $552
Iberville, LA $1,314 $955
Erwinville, LA $1,736 $1,262
Baton Rouge, LA $1,428 $1,038

Lafayette, LA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lafayette, LA Homeowners Insurance ($)
$100,000 to $124,999 $926
$200,000 to $249,999 $1,549
$750,000 to $999,999 $5,742
$400,000 to $499,999 $3,879
$1500,000 to $2000,000 $6,789

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