Laguna Niguel, CA homeowners insurance rate is about $1380 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Springfield Dr, Rue Chanson, Arlington Dr, Curacao, Crested Butte Cir, Ave del Caballo, Rue Terrase, Saint Martin, Costada Rd, Crystal Cay | $1,623 |
| Summerland Cir, Nelson Ct, Springmist, Hollyberry Ln, Glenfield Cir, Lancaste, Rosebud Way, Rancho Niguel Rd, Elswick Ct, Kathy Ct | $999 |
| Linda Vis, Via Miramar, Java Sea Dr, Mammoth Cave Dr, Via Corsica, Crete Rd, Highcrest Rd, Via Orvieto, Azores Rd, Isle Royale Dr | $1,561 |
| Pallazo, Chios, Cala Moreya St, Via Di Nola, Cala D Or, Fleurance St, Sea St, Phaedra, Ravello, Andorra | $1,646 |
| Daytona Dr, Westwind, Salt Spray Dr, Mallorca, Viewpoint Pl, Searidge, Pt Catalina, Vista Mar Dr, Jencourt, Glastonbury Pl | $1,603 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Rancho Santa Margarita, CA | $619200 | Above 50 year old | $1,431 |
| Temescal Valley, CA | $396200 | 30 year old | $918 |
| Lakeland Village, CA | $229000 | Above 50 year old | $672 |
| Canyon Lake, CA | $394900 | 40 year old | $924 |
| San Dimas, CA | $513300 | 30 year old | $1,404 |
| Rancho Palos Verdes, CA | $1051000 | Above 50 year old | $1,288 |
| Gardena, CA | $407000 | Above 50 year old | $1,093 |
| Rosemead, CA | $489700 | New Home | $1,046 |
| Sierra Madre, CA | $889300 | 30 year old | $949 |
| Beaumont, CA | $275200 | Above 50 year old | $772 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $731 | $775 |
| $500,000 to $749,999 | $1,162 | $1,231 |
| $1000,000 to $1499,999 | $1,479 | $1,568 |
| $250,000 to $299,999 | $554 | $588 |
| $100,000 to $124,999 | $158 | $168 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Rancho Santa Margarita, CA | $1,349 | $980 |
| Temescal Valley, CA | $894 | $650 |
| Lakeland Village, CA | $633 | $460 |
| Canyon Lake, CA | $890 | $647 |
| San Dimas, CA | $1,367 | $993 |
| Rancho Palos Verdes, CA | $1,215 | $883 |
| Gardena, CA | $1,030 | $749 |
| Rosemead, CA | $1,397 | $1,015 |
| Sierra Madre, CA | $924 | $672 |
| Beaumont, CA | $727 | $529 |
| Coverage Value | Average Laguna Niguel, CA Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $1,162 |
| $150,000 to $174,999 | $288 |
| $250,000 to $299,999 | $554 |
| $200,000 to $249,999 | $356 |
| $750,000 to $999,999 | $1,343 |