What Makes Your Lake Charles, LA Home Insurance Cheap or Expensive

Lake Charles, LA homeowners insurance rate is about $1456 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

No Topics
1Homeowners Insurance Rates in Different Neighbourhoods of Lake Charles, LA
2Effect of Value and Age on Homeowners Insurance Rates in Lake Charles, LA
3Homes with Swimming Pools have Higher Homeowners Insurance in Lake Charles, LA
4How Deductibles Affect Home Insurance Rates in Lake Charles, LA
5Effect of Home Coverage on Homeowners Insurance in Lake Charles, LA

Cost of Lake Charles, LA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Julia St, Wagon Ln, Ham Reid Rd, W Tank Farm Rd, Vermillion Dr, Westridge Park E, Sailfish Dr, N Calcasieu Dr, Country Club Rd, Boisclair Dr $1,366
Blanco Ln, Dillard Loop, Debbie Ln, Todd Jude Rd, Lark Ln, Lylln Ct, Drew St, Tangueray Rd, Tallow Rd, E Gauthier Rd $1,025
Spanish Mission Ct, Overhill Dr, W Contour Dr, Oakwood Dr, E Kade Ln, State Rte 3092, Central Pkwy, E Hebert Rd, Esplanade St, Berwick Ln $1,764
Goodman Ln, General Mitchell St, Denise St, Sprig St, General Buckner St, Hillcrest Dr, Honker St, Avalon St, State Rte 3020, Admiral Nimitz St $1,660
Lisle Peters Rd, Tyler St, Evangeline St, S Kingswood St, Sheryl Ln, Prienterre Dr, Peace Dr, Shelly Ln, Country Club Ln, Chartres $1,586

Cost of Lake Charles, LA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Gillis, LA $99100 50 year old $1,260
Lacassine, LA $105500 Above 50 year old $1,340
Hackberry, LA $123900 New Home $1,086
Oretta, LA $63600 50 year old $821
Orange, TX $93500 30 year old $1,075
Basile, LA $54400 40 year old $679
Iota, LA $115200 50 year old $1,423
Groves, TX $104900 50 year old $1,001
Buna, TX $102700 40 year old $1,093

Lake Charles, LA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $7,486 $7,935
$400,000 to $499,999 $5,058 $5,362
$175,000 to $199,999 $1,777 $1,884
$1000,000 to $1499,999 $8,245 $8,739
$300,000 to $399,999 $4,036 $4,278

Cost of Home insurance with Deductible Scenarios in Lake Charles, LA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Gillis, LA $1,199 $872
Lacassine, LA $1,264 $918
Hackberry, LA $1,431 $1,040
Oretta, LA $782 $568
Orange, TX $1,046 $760
Basile, LA $654 $475
Iota, LA $1,355 $984
Groves, TX $953 $693
Buna, TX $1,052 $765

Lake Charles, LA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lake Charles, LA Homeowners Insurance ($)
$175,000 to $199,999 $1,777
$500,000 to $749,999 $6,474
$750,000 to $999,999 $7,486
$400,000 to $499,999 $5,058
$150,000 to $174,999 $1,422

How can I Make My Lake Charles, LA Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Lake Charles, LA