What Makes Your Lake City, FL Home Insurance Cheap or Expensive

Lake City, FL homeowners insurance rate is about $1133 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Lake City, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
SW Merideth Ln, Hosford Ct, SW Ascena Ter, SW Skyview Gl, S W Neighbors Glen, SW Phillips Cir, Callaway Dr, SW Co Rd 242, Ducket Rd, SW Satellite Ln $1,437
NE Cloudy Gln, SE Lee Dr, NW King Ct, Co Hwy 131, NE Buddy Ave, NW Ironhorse Gln, NE Prince St, NE Hunt Ln, NW Deep Creek Gln, NE Dwelling Pl $959
W Fronie St, NW Valdosta Rd, Co Rd 100A, NW Jefferson St, Dixie St, NW Colin Ct, NW Staten Harris Ct, NW Indian Ridge Ln, N W Acorn Dr, NW Oakland Ave $1,108
Jim Witt Rd, Packard St, Co Rd 245A, SE Peacock Ter, SW Musket Pl, Mary Etta Ter, Faye Way, Faye Ln, SE Rye Glen, S E Mossy Ct $1,434
Arredondo Pl, W Washington St, SW Maggie Glenn, W Grandview Ave, SW Symphony Loop, SW Windchime Pl, State Hwy 252, Bullard Ct, Brady Cir, SW Legacy Gln $1,248

Cost of Lake City, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Columbia County, FL $112500 30 year old $1,096
Union County, FL $89000 30 year old $854
Suwannee County, FL $92400 40 year old $1,010
Sanderson, FL $103600 Above 50 year old $969
Mayo, FL $105300 50 year old $821
Alachua County, FL $167000 40 year old $1,411
Cross City, FL $65700 New Home $538
St. George, GA $88900 30 year old $690
Archer, FL $143000 30 year old $1,388
Micanopy, FL $210600 40 year old $1,861

Lake City, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $7,030 $7,451
$150,000 to $174,999 $1,435 $1,521
$175,000 to $199,999 $1,648 $1,746
$200,000 to $249,999 $1,958 $2,076
$1500,000 to $2000,000 $8,312 $8,811

Cost of Home insurance with Deductible Scenarios in Lake City, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Columbia County, FL $1,067 $775
Union County, FL $832 $604
Suwannee County, FL $972 $707
Sanderson, FL $914 $664
Mayo, FL $781 $568
Alachua County, FL $1,359 $987
Cross City, FL $700 $508
St. George, GA $672 $488
Archer, FL $1,351 $982
Micanopy, FL $1,792 $1,302

Lake City, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lake City, FL Homeowners Insurance ($)
$750,000 to $999,999 $7,030
$400,000 to $499,999 $4,750
$300,000 to $399,999 $3,840
$1000,000 to $1499,999 $7,742
$150,000 to $174,999 $1,435

How can I Make My Lake City, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Lake City, FL