Lake County, CA homeowners insurance rate is about $609 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Bergesen Dr, Louis Ln, Piro Ct, Cherokee Ct, Co Rd 513, Timberline Ct, Co Rd 502Bh, Kiowan Way, Buckingham Ct, Westridge Cir | $1,055 |
| Rose Anderson Rd, Rock Ridge Ct, Mountain Meadow S, Co Rd 127, Dry Creek Rd, Spruce Grove Rd Exd, Park Point Ct, Beaver Ln, Valley Oak Dr, Alpine Meadows Cir | $810 |
| Airstrip Rd, Co Rd 130, Fox Dr, Casentini Dr, Diener Dr, Lema Ct, Kelsey Crk W, Co Rd 146F, Conklin Ln, Co Rd 137N | $798 |
| Co Rd 206, Terrace Dr, Manzanita Ct, Apache Trl, Blackfeet Trl, Harvey St, Osage Way, Alston Way, Harbor Dr, Grape Cir | $666 |
| Denman Rd, Modoc St, Turner Ave, Washington St, Co Rd 205, San Rafael Dr, Reid Ln, Napa St, Orchard Ln, 7th St | $582 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Lucerne, CA | $103800 | Above 50 year old | $536 |
| Clearlake Oaks, CA | $124700 | 50 year old | $568 |
| Kelseyville, CA | $171600 | 30 year old | $1,062 |
| Hidden Valley Lake, CA | $257000 | New Home | $495 |
| Redwood Valley, CA | $331500 | New Home | $638 |
| Maxwell, CA | $162500 | 30 year old | $611 |
| Windsor, CA | $504500 | Above 50 year old | $1,016 |
| Dunnigan, CA | $128300 | Above 50 year old | $578 |
| St. Helena, CA | $926900 | 50 year old | $976 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $1,350 | $1,431 |
| $750,000 to $999,999 | $2,428 | $2,574 |
| $150,000 to $174,999 | $511 | $542 |
| $500,000 to $749,999 | $2,100 | $2,226 |
| $100,000 to $124,999 | $291 | $309 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Lucerne, CA | $505 | $367 |
| Clearlake Oaks, CA | $540 | $393 |
| Kelseyville, CA | $1,034 | $751 |
| Hidden Valley Lake, CA | $670 | $487 |
| Redwood Valley, CA | $864 | $628 |
| Maxwell, CA | $595 | $432 |
| Windsor, CA | $958 | $696 |
| Dunnigan, CA | $545 | $396 |
| St. Helena, CA | $929 | $675 |
| Coverage Value | Average Lake County, CA Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $2,428 |
| $100,000 to $124,999 | $291 |
| $1000,000 to $1499,999 | $2,674 |
| $500,000 to $749,999 | $2,100 |
| $150,000 to $174,999 | $511 |