What Makes Your Lake Havasu City, AZ Home Insurance Cheap or Expensive

Lake Havasu City, AZ homeowners insurance rate is about $75-$4,440 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Lake Havasu City, AZ Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Mona Dr, Co Hwy 251, Tortoise Rd, Lawton Rd, Atherton Dr, Palo Verde Rd, Jefferson St, S D W Ranch Rd, Lodge Ln, Austin Rd 1,680
Hunt Ct, Corte Tranquilla, Overland Dr, Leawood Dr, Desert Dr, Buckboard Dr, Regal Ct, S Palo Verde Blvd, Foothill Plz, Mica Dr 4,440
Hardrock Dr, Deer Run Ln, Corral Dr, Long Shore Ln, Barite Dr, Arabian Ln, Mandarin Dr, Arabian Dr, Appletree Dr, Inverness Ct 600
Mate Ln, Pelican Plz, McCulloch Ln, Warm Springs Dr, Silverspoon Dr, Bear Dr, la Mesa Dr, Offshore Dr, Aqua Way, Whaler Ct 2,640
Diamond Dr, Onyx Ln, Hummingbird Dr, Whirlwind Ln, Widgeon Dr, Hopi Ln, Mallard Ln, Chinook Ln, N Smoketree Ave, Everglades Dr 480

Cost of Lake Havasu City, AZ Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Pinion Pines, AZ 2006 396,700 830
Bullhead City, AZ 2005 129,400 738
Crystal Beach, AZ 2009 86,300 717
Clacks Canyon, AZ 2001 327,100 808
So-Hi, AZ 1984 94,200 889

Cost of Home insurance with Deductible Scenarios in Lake Havasu City, AZ | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
219,800 860 730

Lake Havasu City, AZ Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Lake Havasu City, AZ Homeowners Insurance ($)
Less than $50,000 987 6.0 75
Less than $200,000 1,442 9.0 420
Less than $300,000 1,843 11.0 846
More than $300,000 2,587 16.0 1,072
Less than $100,000 160 1.0 156

Lake Havasu City, AZ Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200000-$250000 640 695

Lake Havasu City, AZ Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
291,000 240,000 733 511 222

How can I Make My Lake Havasu City, AZ Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Lake Havasu City, AZ