What Makes Your Lincoln, CA Home Insurance Cheap or Expensive

Lincoln, CA homeowners insurance rate is about $1067 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Lincoln, CA
2Effect of Value and Age on Homeowners Insurance Rates in Lincoln, CA
3Homes with Swimming Pools have Higher Homeowners Insurance in Lincoln, CA
4How Deductibles Affect Home Insurance Rates in Lincoln, CA
5Effect of Home Coverage on Homeowners Insurance in Lincoln, CA

Cost of Lincoln, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Barbrook Ct, Farleton Ln, W Wise Rd, Lemontree Way, Night Owl Ln, Colburn St, Lockton Dr, Pico Rivera Dr, Madrone St, Spring Grove Dr $1,573
New Vista Dr, Hillock Ct, Spur Ct, Morning Dove Ln, Holly Ct, Silver Saddle Ln, Silver Gulch Ct, Clipper Rd, Knoll Ct, Sterling Dr $838
Reinecke Ct, Sutter View Ln, Glenbrook Ln, Graeagle Ln, Garganey Ln, Graeagle Ct, Viola View Ct, Deep Springs Ct, Lavender Hill Ct, Sage Hill Pl $1,189
Meadowlark Ln, Sego Ln, Oak Knoll Rd, Valley View Cir, Meadow Ct, Manzanita Cemetery Rd, N Forty Rd, Oak Knoll Ln, Ironwood Ln, Bridge Ln $1,065
Spyglass Ct, Charlene Way, Canvasback Cir, Hansen Pl, Primrose Ln, Markham Ravine Dr, Co Rd 80, Moraga Dr, Floradale Way, Ohara Pl $700

Cost of Lincoln, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Rocklin, CA $481600 New Home $1,065
Orangevale, CA $331400 30 year old $860
Alta Sierra, CA $343800 New Home $548
Mather, CA $306900 Above 50 year old $857
Foresthill, CA $349500 Above 50 year old $966
Clarksburg, CA $473900 Above 50 year old $1,537
El Dorado, CA $346000 50 year old $947

Lincoln, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $2,246 $2,380
$300,000 to $399,999 $1,035 $1,097
$175,000 to $199,999 $462 $489
$150,000 to $174,999 $359 $381
$400,000 to $499,999 $1,283 $1,360

Cost of Home insurance with Deductible Scenarios in Lincoln, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Rocklin, CA $1,349 $980
Orangevale, CA $838 $609
Alta Sierra, CA $752 $546
Mather, CA $808 $587
Foresthill, CA $911 $662
Clarksburg, CA $1,449 $1,053
El Dorado, CA $901 $655

Lincoln, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lincoln, CA Homeowners Insurance ($)
$1000,000 to $1499,999 $2,092
$150,000 to $174,999 $359
$400,000 to $499,999 $1,283
$175,000 to $199,999 $462
$500,000 to $749,999 $1,643

How can I Make My Lincoln, CA Home Insurance Cheaper

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