Lincoln County, ME homeowners insurance rate is about $770 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Colony Ln, Blue Goose Ln, Weary Pond Rd, Pinecrest Ln, Powderhorn Rd, King Mills Ln, Hinks Rd, Fire Rd 203, Wild West Ln, Piper Rd | $845 |
| Lisa Ln, Caledonia Ln, Indian Trl, Lakeview Dr, Crabapple Dr, Highland Park Rd, Harbor Ln, Rte 32, Boulder Rd, Northern Pt Rd | $857 |
| Teal Ln, Valley Ln, Smalley Rd, State Rte 129, Locust Ln, Spencer, Brooksong Ln, Pepper Rd, Fire Ln 3, Brown Rd | $746 |
| Middle St, Gardiner Rd, Birch Ct, Montsweag Valley Rd, Lord Rd, Dorr Rd, Rumerill Rd, Cedar Grove Rd, Eagle Lodge Ln, Popp Rd | $811 |
| Clover Ln, State Rte 218, Island Rd, Modockowando Trl, Indian Trl, Toneway Rd, Estey Rd, Ames Rd, Town Hall Rd, Dock Rd | $1,001 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Waldoboro, ME | $172800 | 30 year old | $685 |
| Bath, ME | $166900 | Above 50 year old | $697 |
| West Bath, ME | $261400 | New Home | $681 |
| Georgetown, ME | $376200 | New Home | $803 |
| Freeport, ME | $307700 | Above 50 year old | $842 |
| Readfield, ME | $193600 | Above 50 year old | $800 |
| Yarmouth, ME | $351600 | New Home | $667 |
| Albion, ME | $139000 | Above 50 year old | $687 |
| Smithfield, ME | $155300 | Above 50 year old | $725 |
| Troy, ME | $154000 | Above 50 year old | $722 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $480 | $509 |
| $200,000 to $249,999 | $749 | $793 |
| $500,000 to $749,999 | $2,327 | $2,467 |
| $1000,000 to $1499,999 | $2,964 | $3,142 |
| $400,000 to $499,999 | $1,818 | $1,927 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Waldoboro, ME | $667 | $485 |
| Bath, ME | $657 | $477 |
| West Bath, ME | $863 | $627 |
| Georgetown, ME | $1,117 | $812 |
| Freeport, ME | $793 | $577 |
| Readfield, ME | $754 | $548 |
| Yarmouth, ME | $878 | $638 |
| Albion, ME | $648 | $471 |
| Smithfield, ME | $684 | $497 |
| Troy, ME | $681 | $495 |
| Coverage Value | Average Lincoln County, ME Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $2,327 |
| $100,000 to $124,999 | $402 |
| $150,000 to $174,999 | $480 |
| $175,000 to $199,999 | $645 |
| $200,000 to $249,999 | $749 |