Lincoln County, SD homeowners insurance rate is about $1080 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| W Sunflower Cir, W Whispering St, E Meadowlark Trl, W Whispering Cir, E 64th St, W Braxton Dr, Revilo Pl, S Santa Rosa Pl, Mosby St, S Glenview Rd | $1,362 |
| S Baldwin Dr, W Courtyard Ln, S Rose Crest Cir, W Black Rock Cir, W Latigo Trl, W Brandy Wine St, S Landau Cir, Cactus Pl, W Sleigh Creek Cir, S Mogen Ave | $1,641 |
| 465th Ave, E 11th Ave, N Pine St, Joel St, E Rummel Ave, Chris St, Missouri Dr, W 3rd Ave, Frontier St, 282nd St | $974 |
| Kidder St, N Hiawatha Pl, W Industrial Rd, N Lincoln St, S Milwaukee St, North Dakota St, W 11th St, South Dakota St, S Broadway St, E Duff St | $1,020 |
| E Brian St, McKnelly Pl, Atkins Dr, Thomas Ave, Evertt Ave, W Apple St, Dykstra Ct, Sequoia Ave, Ivy Rd, Decare Pl | $943 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Beresford, SD | $118300 | 40 year old | $895 |
| Humboldt, SD | $121000 | 50 year old | $914 |
| Luverne, MN | $123000 | 50 year old | $933 |
| George, IA | $77700 | 30 year old | $612 |
| Lynn, IA | $260300 | Above 50 year old | $1,136 |
| Vienna, MN | $203800 | 40 year old | $1,236 |
| Ramsey, SD | $117500 | 30 year old | $882 |
| Kassel, SD | $114900 | 50 year old | $893 |
| Jefferson, SD | $350700 | 40 year old | $1,657 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $580 | $615 |
| $500,000 to $749,999 | $3,322 | $3,521 |
| $200,000 to $249,999 | $1,016 | $1,077 |
| $150,000 to $174,999 | $789 | $836 |
| $250,000 to $299,999 | $1,535 | $1,627 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Beresford, SD | $862 | $626 |
| Humboldt, SD | $870 | $633 |
| Luverne, MN | $888 | $645 |
| George, IA | $596 | $433 |
| Lynn, IA | $1,071 | $778 |
| Vienna, MN | $1,191 | $865 |
| Ramsey, SD | $859 | $624 |
| Kassel, SD | $850 | $617 |
| Jefferson, SD | $1,596 | $1,160 |
| Coverage Value | Average Lincoln County, SD Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $4,541 |
| $400,000 to $499,999 | $2,595 |
| $200,000 to $249,999 | $1,016 |
| $150,000 to $174,999 | $789 |
| $250,000 to $299,999 | $1,535 |