What Makes Your Lincoln, NE Home Insurance Cheap or Expensive

Lincoln, NE homeowners insurance rate is about $1198 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Lincoln, NE
2Effect of Value and Age on Homeowners Insurance Rates in Lincoln, NE
3Homes with Swimming Pools have Higher Homeowners Insurance in Lincoln, NE
4How Deductibles Affect Home Insurance Rates in Lincoln, NE
5Effect of Home Coverage on Homeowners Insurance in Lincoln, NE

Cost of Lincoln, NE Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Whiterock Cir, S 190th St, Willow St, E 4th St, S 63rd St, Nemaha St, Schooner Ct, Leisure Ct, W 5th St, S 84th Street Ct $1,276
SW 119th St, W Parker Rd, W Kramer St, Panama Rd, N East St, Princeton Rd, Pine Creek Cir, SW 140th St, Pheasant Ridge Rd, Front St $1,383
Harold Ct, 190 St, S Madison St, Energy Way, Maddie St, Alvo Rd, S 120th St, Raymond Rd, Skybright Rd, W Oak Lane Cir $1,352
Vandervoort Dr, Robin Rd, Antler Dr, Oakridge Dr, S 67th St, Kenwood Cir, Agatha Dr, Patmore Rd, Betty Lou Blvd, Crosscut Ln $1,262
SW 56th St, SW 84th St, Cresthill Ln, W Raymond Rd, NW 22nd St, Nickols St, Raymond Rd, NW 123rd St, NW Columbine Dr, SW 126th St $1,532

Cost of Lincoln, NE Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Rock Creek, NE $169700 Above 50 year old $1,417
Alvo, NE $86700 30 year old $919
Cortland, NE $129200 50 year old $1,193
Seward, NE $146700 50 year old $915
Sterling, NE $88400 40 year old $939
Saunders County, NE $159400 New Home $667
Platford-Springfield I, NE $277000 40 year old $1,818
Tecumseh, NE $75700 50 year old $867
Elm, NE $137500 30 year old $1,211
Schuyler, NE $95100 30 year old $815

Lincoln, NE Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $1,290 $1,367
$1500,000 to $2000,000 $6,449 $6,836
$400,000 to $499,999 $3,685 $3,906
$1000,000 to $1499,999 $6,007 $6,367
$500,000 to $749,999 $4,717 $5,000

Cost of Home insurance with Deductible Scenarios in Lincoln, NE | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Rock Creek, NE $1,336 $971
Alvo, NE $894 $650
Cortland, NE $1,135 $825
Seward, NE $871 $633
Sterling, NE $904 $657
Saunders County, NE $915 $665
Platford-Springfield I, NE $1,751 $1,272
Tecumseh, NE $825 $600
Elm, NE $1,179 $857
Schuyler, NE $793 $577

Lincoln, NE Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lincoln, NE Homeowners Insurance ($)
$175,000 to $199,999 $1,290
$200,000 to $249,999 $1,533
$750,000 to $999,999 $5,454
$500,000 to $749,999 $4,717
$150,000 to $174,999 $1,028

How can I Make My Lincoln, NE Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Lincoln, NE