Lorain, OH homeowners insurance rate is about $808 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Cranberry Ln, N Mayflower Dr, Brownhelm Station Rd, White Tail Ln, Cambridge Ave, Hillgrove Dr, Kolbe Rd, Jaeger Rd, Oak Branch Cir, W Skyline Dr | $870 |
| Saint Joseph Dr, Sunrise Dr, Axtell Ave, Shady Dr, Caesars Cir, Collingwood Dr, Linn Rd, Meadowview Ln, Mirage Ave, Cherry Valley Dr | $821 |
| Urban Cir S, Grenoble Dr, Gloucester Dr, Wanda Dr, W Serenity Ln, Timberview Dr, 7 Pines Dr, Westwood Dr, Independence Dr, Shaffer Dr | $755 |
| Maine Ave, Iowa Ave, Pennsylvania Ct, Leroy St, Larkmoor St, Hancock St, Eastlawn St, Dakota Ave, Wilson St, Randall St | $705 |
| Maple Rd, Hecock Ave, Globe Ave, Louis Ave, E 39th St, School St, Omaha Ave, Lowell Ave, Fir Ct, Fulton Rd | $683 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Erie County, OH | $132400 | Above 50 year old | $718 |
| Collins, OH | $156200 | 30 year old | $767 |
| Milan, OH | $158700 | 30 year old | $772 |
| Cleveland, OH | $67600 | 30 year old | $806 |
| Medina County, OH | $185800 | 30 year old | $797 |
| Seville Village, OH | $141300 | New Home | $573 |
| Congress, OH | $128500 | 30 year old | $707 |
| Shelby, OH | $93700 | 30 year old | $704 |
| Baughman, OH | $147700 | Above 50 year old | $774 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $897 | $950 |
| $250,000 to $299,999 | $2,875 | $3,047 |
| $400,000 to $499,999 | $4,852 | $5,143 |
| $750,000 to $999,999 | $7,180 | $7,611 |
| $1500,000 to $2000,000 | $8,490 | $9,000 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Erie County, OH | $677 | $492 |
| Collins, OH | $747 | $543 |
| Milan, OH | $752 | $546 |
| Cleveland, OH | $785 | $570 |
| Medina County, OH | $775 | $563 |
| Seville Village, OH | $716 | $521 |
| Congress, OH | $689 | $500 |
| Shelby, OH | $685 | $498 |
| Baughman, OH | $730 | $531 |
| Coverage Value | Average Lorain, OH Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $7,180 |
| $1500,000 to $2000,000 | $8,490 |
| $1000,000 to $1499,999 | $7,908 |
| $500,000 to $749,999 | $6,210 |
| $175,000 to $199,999 | $1,612 |