Madison County, KY homeowners insurance rate is about $924 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Hines Creek Rd, Cherry Trace Dr, Grey Fox Ln, Brooks Rd, Wells Rd, Valley Dr, Lee Dr, Wannamaker Blvd, Royal Dr, Clover Meadows Ct | $960 |
| Christi Dr, Potts Mill Rd, Burgundy Pass, Oak St, Scruggs St, Gregory St, Hurley St, Vineyard Ct, US Hwy 25 N, Otis St | $933 |
| School House Rd, Arthur Jackson Ln, Ridgeview Dr, Bethlehelm S, Jessie Ct, Andover Dr, Coleman Dr, Abney Rd, Crossing View Dr, Pilot Knob 2 | $812 |
| Old State Hwy 52, Berea Rd, Crooksville Rd, Ashley Ln, Sweet Water, Riney B Dr, South St, Old Kentucky Loop No 4, Canterbury Rd, Panola Rd | $1,121 |
| Kristin Dr, Ravenwood Pl, N Estill Ave, Merrick Dr, Greathouse Dr, Sagemont Dr, Catalpa Loop, Barringer Ln, Oakland Ave, Virginia Ave | $1,011 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Richmond, KY | $158800 | Above 50 year old | $990 |
| Irvine, KY | $68900 | Above 50 year old | $628 |
| Clay City, KY | $83500 | 30 year old | $674 |
| Fayette, KY | $197700 | Above 50 year old | $1,133 |
| Stanton, KY | $76900 | 30 year old | $645 |
| Woodford County, KY | $188200 | New Home | $676 |
| Georgetown, KY | $167800 | Above 50 year old | $1,014 |
| Owsley County, KY | $70000 | New Home | $447 |
| Lawrenceburg, KY | $138300 | 40 year old | $795 |
| Anderson County, KY | $138600 | 50 year old | $806 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $5,433 | $5,759 |
| $300,000 to $399,999 | $2,376 | $2,519 |
| $250,000 to $299,999 | $1,932 | $2,048 |
| $150,000 to $174,999 | $841 | $891 |
| $175,000 to $199,999 | $1,021 | $1,082 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Richmond, KY | $933 | $678 |
| Irvine, KY | $592 | $430 |
| Clay City, KY | $656 | $477 |
| Fayette, KY | $1,068 | $776 |
| Stanton, KY | $628 | $456 |
| Woodford County, KY | $879 | $639 |
| Georgetown, KY | $956 | $695 |
| Owsley County, KY | $597 | $434 |
| Lawrenceburg, KY | $766 | $557 |
| Anderson County, KY | $767 | $557 |
| Coverage Value | Average Madison County, KY Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $5,060 |
| $750,000 to $999,999 | $4,595 |
| $250,000 to $299,999 | $1,932 |
| $300,000 to $399,999 | $2,376 |
| $400,000 to $499,999 | $3,105 |