What Makes Your Melbourne, FL Home Insurance Cheap or Expensive

Melbourne, FL homeowners insurance rate is about $1341 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Melbourne, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Ponderosa St, Pearl St, Mango Grove Ave, Sabal Rd, Shoshone Ln, Greenboro Dr, South Dr, Cajeput Ct, Crossbow Dr, Sapphire St $1,806
Pine Cone Dr, Honeybrook Creek Dr, Verona Cir, Stoney Point Rd, Cappio Dr, Hickory Creek Rd, Boston Way, Lake Victoria Cir, Holy Trinity Dr, Washington Way $2,021
Westwood Blvd, Burtonwood Rd, Plum Grove Rd, Aerospace Dr, Sheridan Rd, Tradewind Dr, Piney Branch Way, Thistledown Rd, Blueberry Ln, East Ct $1,413
Fenrose Cir, Kessington Ct, Pinehurst Ave, Osprey Dr, Spinet Dr, Chatham Ct, Berwick Way, High Pasture Way, Pickerel Ct, Royal Oak Ct $1,967
Glasbern Cir, Southwind Dr, Tallwood Cir, Naylor Dr, Antrim Gardens Ct, Suncrest Dr, Seagrove Ln, Madrigal Ln, Sutton Ave, Lucerne Ct $1,298

Cost of Melbourne, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Indian Harbour Beach, FL $246000 New Home $823
Palm Bay, FL $119200 Above 50 year old $1,176
Wabasso Beach, FL $434000 40 year old $779
Winter Beach, FL $284200 New Home $1,800
Christmas, FL $118500 New Home $926
St. Lucie Village, FL $311400 New Home $1,735
Taft, FL $73600 50 year old $931
Fort Pierce, FL $63600 New Home $588
Azalea Park, FL $109400 30 year old $823

Melbourne, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $4,182 $4,433
$175,000 to $199,999 $1,388 $1,472
$300,000 to $399,999 $3,242 $3,436
$250,000 to $299,999 $2,611 $2,768
$150,000 to $174,999 $1,208 $1,281

Cost of Home insurance with Deductible Scenarios in Melbourne, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Indian Harbour Beach, FL $1,099 $799
Palm Bay, FL $1,109 $806
Wabasso Beach, FL $750 $545
Winter Beach, FL $2,252 $1,636
Christmas, FL $1,188 $863
St. Lucie Village, FL $2,414 $1,754
Taft, FL $886 $644
Fort Pierce, FL $818 $595
Azalea Park, FL $801 $582

Melbourne, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Melbourne, FL Homeowners Insurance ($)
$175,000 to $199,999 $1,388
$200,000 to $249,999 $1,699
$250,000 to $299,999 $2,611
$300,000 to $399,999 $3,242
$500,000 to $749,999 $5,353

How can I Make My Melbourne, FL Home Insurance Cheaper

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