What Makes Your Merced County, CA Home Insurance Cheap or Expensive

Merced County, CA homeowners insurance rate is about $627 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Merced County, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Chalk Hill Ct, Bale Mill Rd, Pettinotti Rd, Phelps Dr, Sarasota Ave, Lacava Rd, Esplanade Dr, Huntington Dr, Notre Dame Ct, Lehigh Dr $652
Samuel Way, Sunup Dr, el Redondo Dr, Mirimar Ct, Beals Ct, Chandon Dr, Gilmore Ct, Mullin Ct, Barclay Cir, Beachwood Dr $597
Mondovi Ct, Riverside Way, Hartnell Ct, Snow Goose Dr, Goldeneye Dr, Wimbledon Ct, Brooks Ct, Cinnamon Teal Ct, Davis Ct, Cinnamon Teal Dr $553
Linwood Ct, Rhine Ct, Colleen Ct, Pomelo Ave, Gamay Ct, Friggs Ave, Mendocino Ct, E B St, Elmwood Dr, Citrus Ave $560
Anacapa Ct, Badger Flat Rd, Lobue Rd, S Holland Ave, Almond Dr, Luis Ct, Centinella Ave, Palazzo Rd, Spruce Rd, Camino Ct $557

Cost of Merced County, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Denair, CA $278200 30 year old $775
Le Grand, CA $140900 Above 50 year old $599
Keyes, CA $166500 New Home $806
Hickman, CA $170300 30 year old $622
Waterford, CA $223800 New Home $495
Rouse, CA $160800 New Home $480
Patterson, CA $272500 40 year old $719
Madera, CA $333800 30 year old $893
San Martin, CA $840200 30 year old $1,174
Yosemite Lakes, CA $247000 Above 50 year old $697

Merced County, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $2,739 $2,903
$300,000 to $399,999 $1,326 $1,406
$150,000 to $174,999 $474 $503
$1000,000 to $1499,999 $2,551 $2,704
$400,000 to $499,999 $1,565 $1,659

Cost of Home insurance with Deductible Scenarios in Merced County, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Denair, CA $755 $549
Le Grand, CA $565 $411
Keyes, CA $1,034 $751
Hickman, CA $606 $440
Waterford, CA $627 $455
Rouse, CA $593 $431
Patterson, CA $693 $503
Madera, CA $869 $632
San Martin, CA $1,143 $830
Yosemite Lakes, CA $657 $477

Merced County, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Merced County, CA Homeowners Insurance ($)
$300,000 to $399,999 $1,326
$500,000 to $749,999 $2,003
$1500,000 to $2000,000 $2,739
$400,000 to $499,999 $1,565
$200,000 to $249,999 $673

How can I Make My Merced County, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Merced County, CA