What Makes Your Merritt Island, FL Home Insurance Cheap or Expensive

Merritt Island, FL homeowners insurance rate is about $1312 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Merritt Island, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Saint Pierrie Ct, Latour Ct, Pinta Cir, Lake Shore Dr, Galway Ct, Limerick Dr, Cormorant Dr, Annette, Colony Park Dr, Church Rd $1,952
Laurel Oak Ln, Lost Lagoon Ct, Island Beach Blvd, Leslie Dr, Belize Ln, Utopia Cir, Alameda Dr, Mango Ln, Stillwater Dr, Woodbine Dr $2,128
Enola Pl, Carrigan Blvd, Corriente St, Peck Ave, S Tropical Trl, Catamaran Dr, N Sykes Creek Pkwy, Barcelona Blvd, Orchid Ln, Fern Dr $1,543
Sunrise Dr, Eel Ave, Arlington Ave, W Coral Ct, Carmen St, Neptune Dr, Hudson Ave, Surfside Blvd, Morningside Dr, Dumas St $1,752
Julia Ct, Schoolhouse St, Birch Ave, Yellow Tail Ln, Nottingham Pl, Ormond Ave, Hemingway Ln, Indianola Dr, Hickory Ave, Schoolhouse Ln $1,168

Cost of Merritt Island, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Cocoa, FL $106100 50 year old $825
Sharpes, FL $60700 30 year old $820
South Patrick Shores, FL $221200 50 year old $1,955
West Brevard, FL $245700 50 year old $2,116
Lake Mary Jane, FL $340400 50 year old $2,711
Oviedo, FL $265900 30 year old $1,484
Micco, FL $79000 40 year old $804
Buenaventura Lakes, FL $151700 50 year old $1,052
Eatonville, FL $107900 New Home $848

Merritt Island, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $1,010 $1,071
$250,000 to $299,999 $1,753 $1,858
$750,000 to $999,999 $4,055 $4,298
$500,000 to $749,999 $3,507 $3,717
$300,000 to $399,999 $2,244 $2,379

Cost of Home insurance with Deductible Scenarios in Merritt Island, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Cocoa, FL $785 $571
Sharpes, FL $798 $580
South Patrick Shores, FL $1,860 $1,352
West Brevard, FL $2,015 $1,464
Lake Mary Jane, FL $2,581 $1,875
Oviedo, FL $1,445 $1,050
Micco, FL $774 $563
Buenaventura Lakes, FL $1,001 $727
Eatonville, FL $1,116 $811

Merritt Island, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Merritt Island, FL Homeowners Insurance ($)
$500,000 to $749,999 $3,507
$400,000 to $499,999 $2,740
$1000,000 to $1499,999 $4,466
$1500,000 to $2000,000 $4,795
$300,000 to $399,999 $2,244

How can I Make My Merritt Island, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Merritt Island, FL