What Makes Your Miami County, OH Home Insurance Cheap or Expensive

Miami County, OH homeowners insurance rate is about $698 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Miami County, OH Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
N Dorset Rd, Twp Hwy 226, Marybill Dr, Cobblestone Dr, W Myers Rd, Murphy Ln E, Branford Rd, Alexander Ct, Lodge Rd, Brookmeade Ct $766
Worley Rd, E Evanston Rd, Co Hwy 12, E Kessler-Cowlesville Rd, N County Line Rd, Detrick Rd, Charrington Way, Bittersweet Dr, Oak Lea Dr, Virginia Dr $855
Juniper Ct, E Kessler-Cowlesville Rd, S Tippecanoe Dr, Smith St, Revelstoke Ct, Banyon Tree Way, Tyler Ln, E Evanston Rd, Marigold Ct, Barbara Dr $809
E Miami-Shelby Rd, E Peterson Rd, N Children Home-Casstown Rd, E Loy Rd, Miami-Shelby Rd E, Cross St, Cathcart Rd, Lafayette St, Duncan Rd N, S Walnut St $670
Beechwood Dr, Garden Pl, Swailes Rd, Newton Rd, Pine St, Fiesta Dr, Locust View Dr, Seneca Dr, Quail Nest Ct, W Market St $772

Cost of Miami County, OH Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Donnelsville, OH $121900 Above 50 year old $714
Wilberforce, OH $139600 50 year old $749
Mutual, OH $137500 50 year old $744
Pusheta, OH $171800 Above 50 year old $823
Gasper, OH $122200 New Home $532
Huntsville, OH $97300 50 year old $640
Choctaw Lake, OH $247600 Above 50 year old $951
Kings Mills, OH $247200 New Home $670

Miami County, OH Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $882 $935
$1000,000 to $1499,999 $4,094 $4,339
$400,000 to $499,999 $2,511 $2,662
$100,000 to $124,999 $481 $510
$200,000 to $249,999 $1,088 $1,153

Cost of Home insurance with Deductible Scenarios in Miami County, OH | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Donnelsville, OH $673 $489
Wilberforce, OH $713 $518
Mutual, OH $708 $515
Pusheta, OH $776 $564
Gasper, OH $674 $490
Huntsville, OH $610 $443
Choctaw Lake, OH $896 $651
Kings Mills, OH $895 $651

Miami County, OH Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Miami County, OH Homeowners Insurance ($)
$1500,000 to $2000,000 $4,395
$200,000 to $249,999 $1,088
$150,000 to $174,999 $704
$250,000 to $299,999 $1,565
$175,000 to $199,999 $882

How can I Make My Miami County, OH Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Miami County, OH