Michigan City, IN homeowners insurance rate is about $688 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Brentwood Dr, Moore Rd, Storey, Bellevire Ave, Rainbow Trl, Hermoine Trl, Brentwood Way, N Marquette Dr, Maryben Dr, Roeske Ave | $1,358 |
| Iroquois Trl, Oakland Dr, Lindenwood Dr, Shadow Trl, Lupine Dr, Algonquin Trl, Old Grand Beach Rd, Overhill Trl, Hazelwood Dr, Wampum Rd | $1,159 |
| Cricket Ct, Black Oak Dr, Sal Ct, Dogwood Dr, S Ashland Ave, Hummingbird Ct, Starling Dr, S Roeske Ave, Salem St, Coolspring Cir | $841 |
| Warren Rd, Center St, Emily St, W 6th St, Cook St, W 11th St, E 4th St, Nevada Ave, Constitution Dr, W 2nd St | $724 |
| Shady Ln, S Merrihill Dr, Freyer Rd, N Merrihill Dr, Haack Rd, Sunset Dr, Tryon Farm Rd, Sanders St, N 600 W, Twin Rd | $876 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Michiana Shores, IN | $359600 | 30 year old | $1,351 |
| New Durham, IN | $154500 | 30 year old | $777 |
| Westchester, IN | $166500 | New Home | $569 |
| Dune Acres, IN | $693200 | New Home | $1,936 |
| Bass Lake, IN | $148900 | 50 year old | $931 |
| Sauk Village, IL | $77600 | New Home | $632 |
| Lowell, IN | $152200 | Above 50 year old | $798 |
| Ontwa, MI | $139900 | Above 50 year old | $687 |
| Wakarusa, IN | $133300 | 40 year old | $878 |
| Barkley, IN | $176700 | Above 50 year old | $1,008 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $1,586 | $1,681 |
| $250,000 to $299,999 | $2,449 | $2,596 |
| $300,000 to $399,999 | $3,045 | $3,228 |
| $1500,000 to $2000,000 | $6,888 | $7,301 |
| $175,000 to $199,999 | $1,341 | $1,421 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Michiana Shores, IN | $1,315 | $956 |
| New Durham, IN | $756 | $549 |
| Westchester, IN | $780 | $567 |
| Dune Acres, IN | $2,421 | $1,759 |
| Bass Lake, IN | $886 | $644 |
| Sauk Village, IL | $811 | $590 |
| Lowell, IN | $752 | $546 |
| Ontwa, MI | $647 | $470 |
| Wakarusa, IN | $846 | $615 |
| Barkley, IN | $950 | $691 |
| Coverage Value | Average Michigan City, IN Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $1,194 |
| $200,000 to $249,999 | $1,586 |
| $100,000 to $124,999 | $842 |
| $1500,000 to $2000,000 | $6,888 |
| $300,000 to $399,999 | $3,045 |