What Makes Your Modesto, CA Home Insurance Cheap or Expensive

Modesto, CA homeowners insurance rate is about $665 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Modesto, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Crestmont Way, Cobbler Ct, Golden Poppy Ct, Divan Ct, Woodfall Pl, Sorreno Ave, Frans Hals Cir, Hazelnut Dr, Tierra Lago Dr, Savoie Way $942
Vandalay Ct, Suffolk Dr, Heather Ln, Zurich Ln, White Oak Ct, Old Oak Dr, Podocarpus Dr, Whitehaven Ave, Matterhorn Way, Moonview Dr $627
Topaz Way, Suffolk Ln, Scenic Bend, Providence Way, Fairhaven Pl, Nassau Cir, Coneflower Ct, Alder Creek Dr, Meadow Rue Dr, Eastridge Cir $603
Cassidy Ct, Noah Ct, Edmonton Ln, Wendy Ct, Towery Ave, Evolution Way, Ramsey Dr, Bellwood Ln, Geraldine Way, Rugby Ln $606
Chelsea Ave, Paso Robles Dr, Kingsbury Ave, Dwight Ln, Skylane Way, Debonaire Dr, Ronald Ave, Rivera Dr, Hamilton Ave, Richmond Ct $506

Cost of Modesto, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Riverbank, CA $247200 New Home $485
Garden Acres, CA $120300 New Home $749
Angels City, CA $289100 Above 50 year old $689
Jamestown, CA $180500 Above 50 year old $656
Collierville, CA $362900 30 year old $975
Galt, CA $329400 New Home $666
Martell, CA $213100 50 year old $693

Modesto, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $2,485 $2,634
$250,000 to $299,999 $836 $886
$300,000 to $399,999 $1,173 $1,243
$175,000 to $199,999 $505 $535
$150,000 to $174,999 $441 $468

Cost of Home insurance with Deductible Scenarios in Modesto, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Riverbank, CA $657 $477
Garden Acres, CA $1,043 $758
Angels City, CA $650 $472
Jamestown, CA $618 $449
Collierville, CA $949 $690
Galt, CA $833 $605
Martell, CA $660 $480

Modesto, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Modesto, CA Homeowners Insurance ($)
$300,000 to $399,999 $1,173
$500,000 to $749,999 $1,817
$100,000 to $124,999 $330
$400,000 to $499,999 $1,420
$1000,000 to $1499,999 $2,314

How can I Make My Modesto, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Modesto, CA