Monroe County, NY homeowners insurance rate is about $612 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Lavendar Cir, Finnian Glen, Country Downs Cir, Chadwick Mnr, Fellows Rd, Fieldston Grove, Amsterdam Dr, Howell Rd, Old Macedon Rd, Anglewood Ct | $1,051 |
| Parkview Manor Cir, Buggywhip Trl, Williams Rd, Main St Fishers, Gravel Hill Ln, Rolling Plains W, Saddle Hill, Friends Ln, Eckler Rd, Hampshire Ln | $782 |
| Pine Creek Ln, Olde Post Rider Trl, Kyle Dr, Letchworth Ave, English Station Rd, Ashford Cir, Cindy Ln, Lianne Dr, Stonebriar Ln, Berchman Dr | $610 |
| Beckwith Ave, Elmwood Cir, Wheldon St, Oatka Avenue Extenstion, Birchwood Dr, Browns Rd, Scottsville W Henrietta Rd, Church St Exn, Dogwood Ln, Fairview Rd | $649 |
| Town Centre Dr, Wallman Dr, Prentiss Way, Wardell Rd, Silverberry Rd, Ward Hill Rd, Green Moor Way, Green Isle Rd, Red Creek Dr, Nicole Capri Way | $595 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Irondequoit, NY | $118600 | Above 50 year old | $1,285 |
| Clarendon, NY | $101600 | New Home | $474 |
| Orleans County, NY | $93600 | New Home | $916 |
| Palmyra, NY | $113900 | 40 year old | $968 |
| Arcadia, NY | $96700 | 50 year old | $979 |
| Lakeville, NY | $152800 | 50 year old | $674 |
| Clifton Springs, NY | $107100 | 50 year old | $617 |
| Livonia, NY | $152300 | 40 year old | $618 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $715 | $758 |
| $400,000 to $499,999 | $2,149 | $2,278 |
| $750,000 to $999,999 | $3,181 | $3,372 |
| $200,000 to $249,999 | $798 | $846 |
| $150,000 to $174,999 | $623 | $660 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Irondequoit, NY | $1,211 | $880 |
| Clarendon, NY | $585 | $425 |
| Orleans County, NY | $1,190 | $865 |
| Palmyra, NY | $932 | $677 |
| Arcadia, NY | $932 | $677 |
| Lakeville, NY | $641 | $466 |
| Clifton Springs, NY | $587 | $426 |
| Livonia, NY | $595 | $433 |
| Coverage Value | Average Monroe County, NY Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,352 |
| $300,000 to $399,999 | $1,719 |
| $200,000 to $249,999 | $798 |
| $150,000 to $174,999 | $623 |
| $100,000 to $124,999 | $515 |