What Makes Your New York, NY Home Insurance Cheap or Expensive

New York, NY homeowners insurance rate is about $1106 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of New York, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Albany St, Battery Pl, Cortlandt St, Battery Park Plz, Vesey St, Morris St, Rector St, Thames St, Edgar St, Dey St $2,187
Trimble Pl, Laight St, Franklin St, Varick St, Thomas St, York St, St Johns Ln, Lispenard St, Franklin Pl, Ericsson Pl $2,474
Coenties Slip, Beaver St, Moore St, Old Slip, New St, Coenties Aly, Exchange Pl, Marketfield St, Whitehall St, Bridge St $2,619
Wall St, Gouverneur Ln, Liberty St, Front St, Legion Memorial Sq, Nassau St, de Peyster St, Old Slip, Pine St, Beaver St $1,836
Doyers St, St Andrews Plz, Mosco St, Bayard St, Baxter St, Worth St, Pell St, White St, Cardinal Hayes Pl, Foley Sq $2,224

Cost of New York, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Ridgefield, NJ $447300 50 year old $1,091
Long Beach, NY $463200 40 year old $1,569
Rochelle Park, NJ $371300 50 year old $1,249
Sea Bright, NJ $491500 40 year old $1,759
Strathmore, NJ $361900 40 year old $859
Ridgewood, NJ $739300 New Home $877
Lincoln Park, NJ $334600 50 year old $819
Chatham, NJ $892000 Above 50 year old $826
Wharton, NJ $293800 30 year old $876
Fire Island, NY $490000 30 year old $2,502

New York, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $351 $373
$150,000 to $174,999 $285 $303
$200,000 to $249,999 $414 $439
$1500,000 to $2000,000 $1,801 $1,909
$300,000 to $399,999 $781 $828

Cost of Home insurance with Deductible Scenarios in New York, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Ridgefield, NJ $1,039 $755
Long Beach, NY $1,511 $1,098
Rochelle Park, NJ $1,189 $864
Sea Bright, NJ $1,693 $1,231
Strathmore, NJ $827 $601
Ridgewood, NJ $1,141 $829
Lincoln Park, NJ $780 $567
Chatham, NJ $778 $566
Wharton, NJ $852 $619
Fire Island, NY $2,435 $1,770

New York, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average New York, NY Homeowners Insurance ($)
$100,000 to $124,999 $179
$500,000 to $749,999 $1,317
$200,000 to $249,999 $414
$250,000 to $299,999 $583
$300,000 to $399,999 $781

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