What Makes Your Newport Beach, CA Home Insurance Cheap or Expensive

Newport Beach, CA homeowners insurance rate is about $1231 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Newport Beach, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Shoreline, Classico Dr, Seahaven, Archipelago Dr, Via Cristallo, Shore Pine Dr, Sailview, Marisol, Sunset Vis, Newport Coast Dr $1,596
Turn Leaf, Tearose, Gingerwood, Golden Eagle, Shamrock Rd, Tapestry, Windsor Pl, Clouds Pt, Circle Way, Woodcrest $1,559
Aleppo St, Amalfi, Carob St, Singletree Dr, Bellcourt Dr, Buckeye St, Weymouth Ct, Rue Cannes, Hillcrest Ln, Royal Saint George Rd $2,148
Mission Bay Dr, Whitehall, Port Cardiff Pl, Port Carlow Cir, Windsor, Port Sheffield Pl, Point Sur Dr, Residencia, Newport Hills Dr W, Ford Rd $1,512
W Balboa Blvd, 42nd St, Fremont St, Lafayette Rd, 41st St, River Ave, 54th St, 51st St, 36th St, Ocean Front Aly W $1,635

Cost of Newport Beach, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Lake Forest, CA $690300 50 year old $1,613
Ladera Ranch, CA $803400 Above 50 year old $1,173
San Clemente, CA $849300 40 year old $1,573
La Palma, CA $612200 30 year old $979
Signal Hill, CA $445700 50 year old $962
Bellflower, CA $398000 Above 50 year old $1,057
Lomita, CA $561500 Above 50 year old $987
West Whittier-Los Nietos, CA $390000 40 year old $908
Culver City, CA $735600 30 year old $1,398
Perris Valley, CA $267300 50 year old $720

Newport Beach, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $153 $162
$1000,000 to $1499,999 $580 $615
$400,000 to $499,999 $356 $377
$100,000 to $124,999 $61 $65
$250,000 to $299,999 $210 $222

Cost of Home insurance with Deductible Scenarios in Newport Beach, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Lake Forest, CA $1,536 $1,116
Ladera Ranch, CA $1,106 $803
San Clemente, CA $1,515 $1,101
La Palma, CA $952 $692
Signal Hill, CA $916 $666
Bellflower, CA $996 $724
Lomita, CA $930 $676
West Whittier-Los Nietos, CA $875 $636
Culver City, CA $1,360 $989
Perris Valley, CA $685 $498

Newport Beach, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Newport Beach, CA Homeowners Insurance ($)
$300,000 to $399,999 $296
$175,000 to $199,999 $121
$400,000 to $499,999 $356
$1500,000 to $2000,000 $623
$500,000 to $749,999 $456

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